Considerations for Partnering With The Hartford for Connecticut Paid Family and Medical Leave (CT PFML)

 
 
According to the CT PFML law, employers may choose to offer a private plan or participate in the state program to distribute PFML benefits.
 
By partnering with The Hartford for CT PFML, employers will benefit from a streamlined and integrated approach to administration and claims, including features such as:
 
  • Ability to coordinate with other benefits that we offer, resulting in a single intake and integrated claims management
  • Support with program election and required voting process
  • Ability for claimants to update banking information in real-time
  • Ability for employees to submit claims telephonically
  • Experienced nurses as employees’ first contact when reporting a Paid Medical Leave claim
  • PFML benefits that are just as good or even better than the state program
  • Employer and employee access to personalized claim service, including direct access to a case claim representative
  • Detailed reporting

Your Partner for CT PFML

As a leader in Paid Family and Medical Leave, Statutory Disability and Absence Management, we can help employers:
 
  • Simplify Administration for employers and employees
  • Enhance the employee experience with compassionate support and additional resources
  • Design compliant policies and provide educational resources for employers and employees
Key Dates
  • January 1, 2022: Eligible employees began receiving paid leave benefits.
  • January 1, 2022: The Hartford began accepting claims from private plan customers and providing coverage for qualifying leaves. Covered employees were eligible to receive benefits to bond with a new child, recuperate from a serious medical condition (including organ or bone marrow donation), address needs associated with family violence, address the military exigency needs of a family member and to care for a seriously ill family member (including one who became ill or injured while serving in the armed forces).
  • January 1, 2025: Minimum wage increased to $16.35/hour, and as a result the max benefit amount increased to $981.00/week.
  • January 1, 2026: Minimum wage increases to $16.94/hour, and as a result the max benefit amount will increase to $1,016.40/week.
 
Annual Employer Approval Schedule for Private Plan Exemptions:
 
  • 1/1 Approval Effective Date - Must be approved by 11/30
  • 4/1 Approval Effective Date - Must be approved by 2/28
  • 7/1 Approval Effective Date - Must be approved by 5/31
  • 10/1 Approval Effective Date - Must be approved by 8/31
Private plans are in force for three years from the date of approval unless a material change is made to the plan. For more information about CT private plan exemption approvals, visit the “I Want to Apply for a Private Plan” page on the Connecticut Paid Leave Authority’s website.
 
 
2772881c CT 10/25
This informational material is subject to change as The Hartford continues to receive guidance from states and municipalities. It shall not be considered legal advice. The Hartford assumes no responsibility for legal compliance with respect to an employer’s business practices, and the views and recommendations contained herein shall not constitute The Hartford’s undertaking on a company’s behalf, or for the benefit of others, to determine or warrant that an employer’s business operations are in compliance with any law, rule, or regulation. Employers seeking resolution of specific legal or business issues, questions, or concerns regarding this topic should consult their own attorney or business advisors; and employees should continue to consult their employers’ Human Resources or other employment benefits department for guidance on the application of any law, rule, or regulation.
The Hartford Insurance Group, Inc., (NYSE: HIG) operates through its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company, under the brand name, The Hartford,® and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford’s legal notice at https://www.thehartford.com.