Car and Condo Insurance Bundle

What Is a Car and Condo Insurance Bundle?

An auto and condo insurance bundle is when you have both an auto policy and condo policy with the same carrier. At The Hartford, you can save hundreds by bundling your insurance policies.**
Author:
Lily DiGregorio
Lily DiGregorio,Staff copywriter
Lily DiGregorio
Staff copywriter specializing in auto and home insurance for The Hartford.
Updated: 08/07/2025
Read Time: 4 minutes
Get a Better Price When You Bundle
4 out of 5† AARP members saved with The Hartford.
Retrieve Saved Quote
customer protected by car and condo insurance from The Hartford
Quote Today
Start Quote

Key Takeaways

  • You can save up to 12% on your auto policy and up to 20% on your condo policy when you bundle with The Hartford.**
  • The Hartford offers customizable coverage options for both car and condo insurance, helping to protect you and your loved ones on the road and at home.
  • In addition to discounts when you bundle policies, you can enjoy the ease of doing business with one provider, saving you both money and time.
 

What Are the Benefits of Bundling Your Auto and Condo Insurance?

There’s no place like home; that’s why you’ll want to make sure it’s protected in a way that meets your unique needs without breaking the bank. Bundling your home and auto insurance policies is one of the easiest ways to get the coverage you need while saving money and time. With AARP® Auto and Home Insurance from The Hartford,1 you can save hundreds when you bundle insurance policies.** You’ll also get access to exclusive benefits just for AARP members. Plus, The Hartford’s industry-leading customer service representatives will make it easy to manage your policies.
woman happy to bundle auto and condo insurance

Condo Insurance Coverages

Condo insurance, also known as condominium insurance, can help cover you and your condo unit in situations that aren’t covered by your condominium association. Typical coverages include: 
 
Condo insurance helps cover your personal belongings, like furniture and clothing, if they’re damaged by a covered loss. It also helps pay medical expenses if someone gets hurt on your property or legal costs if someone sues you for an injury or property damage. Condo insurance will even help cover any living expenses if you can’t stay in your condo temporarily after it’s damaged by a fire or storm.
customers enjoy driving because they bundle condo and auto insurance

Auto Insurance Coverages

The Hartford offers customizable car insurance coverage options, so you can enjoy peace of mind knowing you’re protected on the road. These include:
 
  • Comprehensive coverage
  • Uninsured/underinsured motorist coverage
  • Medical payments coverage
  • Personal injury protection (PIP)

What Types of Insurance Bundles Are Available for Multiple Policies?

At The Hartford, we offer bundle options for many different living situations, like:

Condo and Auto Insurance

Bundling your auto and condo insurance policies can help you keep more of your money in your pocket. Creating a condo and auto insurance bundle with The Hartford is a great way to help you save hundreds on insurance for your home and car.**

Auto and Homeowners Insurance

It pays to get a bundled home and car insurance policy. In fact, you can save over $800 when you get both your auto and homeowners insurance with The Hartford.**

Auto and Renters Insurance

If you’re renting an apartment, condo or house, you can bundle your renters insurance with your car insurance to receive a discount. In fact, creating an auto and renters insurance bundle with The Hartford could save you hundreds on both policies.**

Get a Car and Home Insurance Bundle

With AARP Auto and Home Insurance from The Hartford, you can bundle condo and auto insurance to get the exact coverage you need and leave out what you don’t. For over 200 years, The Hartford has been in the business of protecting individuals, families and their properties, earning our reputation as a trusted insurance company for AARP members. To get condo and auto insurance coverage you can count on, call The Hartford at 888-546-9099 or get a quote online.

Car and Condo Insurance FAQs

According to current rates, the average cost of condo insurance in the United States is $455 per year.2 But keep in mind, the cost of your own home policy is based on many personal factors, like where you live and what coverages you have.
On average, The Hartford’s customers pay between $121 and $162 a month for car insurance.† However, insurance costs typically vary depending on factors like:
 
  • Location
  • Vehicle type
  • Coverage limits
  • Potential savings, like a multi policy discount if you bundle condo and auto insurance
AARP Auto and Home Insurance from The Hartford makes it easy to bundle your auto and condo insurance. If you’re looking to get a quote for more than one policy, call The Hartford at 888-546-9099. Our representatives can help you find the right protection and apply any savings you may qualify for, like a car and home insurance bundle discount.
In some cases, your lender may require you to carry condo insurance. Even if you don’t need to have it, it’s still a good idea. Condo insurance helps to extend your protection beyond the master policy included in your HOA, making sure you, your home and belongings are covered. Whether someone twists an ankle on your front steps or your TV gets struck by lightning, condo insurance offers financial protection that your master policy doesn’t.

Related Articles

 
 
2 NerdWallet, “How Much Is Condo Insurance? 2025 Rates”
† Average savings amounts are derived from 6-month policy terms and based on information reported by customers who switched to The Hartford's newest rate plan between 9/1/22 and 8/31/23. This data is also used to determine the number/percentage of individuals who saved money when they switched. Your savings may vary. Rate differences for AARP members and non-members vary by state and AARP membership tenure.
** Average savings amounts based on information reported by customers who switched to The Hartford from other carriers between 9/1/22 and 8/31/23. Your savings may vary. Average auto insurance savings is $577 and average home insurance savings is $236. Rate differences for AARP members and non-members vary by state and AARP membership tenure. Auto/Home discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance program from The Hartford. The Hartford does not write new business in all areas, including the states of CA and FL.
 
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
 
§§ Terms and conditions apply.
 
‡ Terms and conditions apply. Accident Forgiveness and the Disappearing Deductible are not available to CA policyholders.
 
‡‡ Terms and conditions apply. Availability varies by state.
 
‡‡‡ Based on one car and driver; individual rate/premium/savings will vary based on actual coverage selections and characteristics of vehicle(s)/driver(s).
 
Additional disclosures below.
AARP® Auto Insurance
Quick Links
FAQs
For AARP® Members
Additional Resources
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
 
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
 
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MA, by Trumbull Insurance Company; and in PA, by Nutmeg Insurance Company and Twin City Fire Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Nutmeg Insurance Company. The Hartford does not write new Home business in all areas, including the states of CA and FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
 
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.