Car Insurance for Arkansas Drivers
From relaxing in the Ozark Mountains and Hot Springs, to fishing in Randolph County, Arkansas is a wonderful destination to explore. Whether it be participating in blacksmith workshops in the Historic Washington State Park, or even visiting the state capital Little Rock, experienced Arkansas drivers like you can rest assured that you’ll be protected with the AARP® Auto Insurance Program from The Hartford.1 We’ve been protecting AARP members in Arkansas and their families since 1984, and have earned a reputation for integrity and trust, as well as high customer ratings for claims services. You can count on The Hartford to be there when you need us most.
The Hartford is here to give you an auto quote, along with providing you information about buying car insurance in the state of Arkansas.
Car Insurance Benefits Offered to Arkansas Drivers
Arkansas drivers could receive valuable car insurance benefits from the AARP Auto Insurance Program from The Hartford, including:
12-month Rate Protection
Comprehensive Driving Evaluation
Customer Repair Service Program
24/7 Claim Service
Required Car Insurance Coverages in Arkansas
Arkansas state law requires liability car insurance at the following minimum limits:2
$25,000 for bodily injury, per person per accident.
$50,000 for bodily injury, total per accident.
$25,000 for property damage per accident.
Proof of Car Insurance for Arkansas Drivers
It’s smart to keep a copy of your car insurance ID card in the vehicle with your registration, so that you have it available when needed. Arkansas is also among several states that now accept electronic proof of insurance, and with The Hartford’s mobile app, you can store your ID cards right on your mobile device. Visit the App Store™ or Google Play™ for more information.
Arkansas Uninsured Driver Facts
According to a 2012 Insurance Research Council report, 15.9 percent of Arkansas drivers are uninsured. This is above the national average of 12.6%.3
The state of Arkansas does not require drivers to carry uninsured/underinsured motorist coverage, but The Hartford offers this coverage which will protect you from financial loss if you are involved in an accident with an uninsured motorist.
Additional Car Insurance Coverages and Benefits Available to Arkansas Drivers
For added protection, Arkansas drivers may also be eligible for the following coverages from the AARP Auto Insurance Program from The Hartford:
Emergency Expense Coverage‡
Staying Safe on Arkansas Roads
As you travel through Arkansas, there are a number of safe driving laws meant to protect you on Arkansas’s highways and byways. Here are just a few:4
Arkansas Seat Belt Laws:
It is a mandatory law to wear a seat belt while driving the roads of Arkansas.
Arkansas Distracted Driving Laws:
Texting while driving is banned for all drivers in the State of Arkansas.
Arkansas Teen Driver Laws:
Getting a driver’s license is a rite of passage for all teenagers, and Arkansas wants to be sure they stay safe in the process! Arkansas has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.