What Is Auto Glass Insurance Coverage?
Full auto glass coverage pays for the cost to repair or replace your damaged auto glass or windshield with no deductible. You can add full auto glass insurance coverage to your car insurance policy for just a few dollars a month. Depending on the state you live in, this can be included in your comprehensive coverage or can be purchased as an add-on to your auto insurance policy. The availability of full auto glass insurance coverage varies by state.
How Full Glass Coverage Works
The advantage of full glass coverage is that it has no deductible.
Let’s say your car gets broken into overnight, and the windshield or a window is smashed. Luckily nothing is stolen, but you are still left with a broken window … and the estimate to repair it is $600.
If you have comprehensive car insurance but not auto glass coverage, you will have to pay your deductible before your auto insurance company pays. If you have a $500 deductible, you’d pay $500, and your auto insurance company would $100 to cover the repair.
If you have full glass coverage, your car insurance policy with The Hartford will cover the full cost of repairing the window or windshield, with no out-of-pocket costs to you.
Is Auto Glass Covered by Your Insurance?
Yes, auto glass is insured under your comprehensive coverage. Full glass coverage may be added in some states to allow for glass coverage without a deductible. In some cases, such as with windshield damage, the comprehensive deductible may be waived if the glass is repaired instead of replaced.
How to File a Window or Windshield Insurance Claim
There are more than 12,000 auto glass repair locations in all 50 states. But how do you choose the one that’s right for you? With Full Glass coverage from The Hartford, our auto glass repair program takes the hassle out of a window or windshield insurance claim. It only takes one call to us to get fast, professional window or windshield glass repair service.
You can file your auto glass insurance claim and schedule your auto glass or windshield repair service toll-free at The Hartford: 800-892-8484. You can also file your auto glass insurance claim online.
In many locations, The Hartford has mobile technicians who can complete the glass repair wherever you are parked.
Get a Quote
Get an auto glass insurance quote today and learn how The Hartford can help protect you and your loved ones on the road.