Car Insurance for Utah Drivers
With five national parks, amazing mountain views and colorful canyons, there’s plenty of reason to be on the road in Utah. The AARP® Auto Insurance Program from The Hartford1 knows it’s important to feel secure with your car insurance as you travel along Utah’s highways and byways. The Hartford has been insuring Utah AARP members and their families since 1984, and we’ve earned a reputation for integrity and trust by offering reliable car insurance. Just ask our customers – with high customer ratings for claims services, you can count on car insurance from The Hartford to be there when it matters most.
If you’re looking to request a car insurance quote, or just want to learn more about buying car insurance in the state of Utah, we’re here to help.
Car Insurance Benefits Offered to Utah Drivers
The AARP Auto Insurance Program from The Hartford offers several benefits to Utah drivers. The Hartford’s car insurance includes the following benefits:
12-month Rate Protection
New Car Replacement§§
24/7 Claim Service
Required Car Insurance Coverages in Utah
Utah state law requires drivers to carry liability coverage in the following amounts:2
$25,000 for bodily injury, per person per accident
$65,000 for bodily injury, total per accident
$15,000 for property damage per accident
Proof of Car Insurance in Utah
It’s a good idea to keep a hard copy of your registration and proof of car insurance in your vehicle’s glove box, so it’s always there when you need it. Utah also allows drivers to furnish electronic proof of car insurance as a convenience. With The Hartford’s mobile app, you can save your car insurance ID cards to your mobile device for easy access. Visit the App Store™ or Google Play™ for more information.
Utah Uninsured Driver Facts
According to a 2012 Insurance Research Council report, 5.8 percent of Utah drivers don’t have car insurance. Utah is below the national average of 12.6% of drivers who are without car insurance.3
Although uninsured/underinsured motorist coverage is optional in Utah, it can help protect you from financial loss in the event that you are involved in an accident with an uninsured motorist.
Additional Car Insurance Coverages Available to Utah Drivers
For added protection, Utah drivers may also be eligible for the following coverages from The AARP Auto Insurance Program from The Hartford. These additional car insurance coverages include:
Beyond Car Insurance: Staying Safe on Utah Roads
As you travel through Utah, there are a number of safe driving laws meant to protect you on Utah’s highways and byways. Here are just a few:4
Utah Seat Belt Laws:
Utah is one of many states with a primary seat belt law – which means you can be pulled over and ticketed just for not wearing your seat belt.
Utah Distracted Driving Laws:
Utah has laws in place to discourage distracted driving:
New drivers in Utah are not allowed to use hand-held or hands-free cell phones.
Texting while driving is banned in the State of Utah.
Utah Teen Driver Laws:
Getting a driver’s license is a rite of passage for all teenagers, and Utah wants to be sure they stay safe in the process! Utah has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.