The Hartford doesn’t offer aerospace insurance online, but a local agency or Tivly may be able to help you find the coverage you need. The following content includes information from various sources and can change over time.
What Is Aerospace Insurance?
Aerospace insurance is a collection of different types of business insurance coverages designed to help protect you from the risks you might face every day while you operate, maintain or manage aircrafts.
Although The Hartford doesn’t offer aeronautical insurance, we help connect you with Tivly, so you can get the coverage you’re looking for.
Why Might You Need Aerospace Insurance?
Aeronautical insurance, or aerospace insurance, helps protect you from the daily challenges of your job, such as a sudden mechanical failure, a passenger injury or a cargo shipment damaged in transit. These aren’t just potential claims — they’re moments that could ground your entire operation.
When your team’s safety, your reputation and your revenue hang in the balance, having the right insurance coverage is important to keep your business steady.
Who May Need Aerospace Insurance?
Insurance coverage can help protect a variety of businesses in the aerospace industry, including:
- Aircraft manufacturers
- Aerospace parts and component suppliers
- Aircraft maintenance, repair and overhaul providers
- Commercial space and satellite companies
- Aerospace engineering firms
What Aerospace Insurance Coverages Might I Need?
When it comes to protecting your aerospace business, you’ll want coverage that matches your potential risks. You can create an insurance package that meets your business’ specific needs. Common types of insurance include:
General liability insurance to help protect your aerospace operation from claims that it caused bodily injury or property damage. For example, if a ground crew member causes damage to airport property, this coverage can help cover repairs or legal fees.
General liability insurance to help protect your aerospace operation from claims that it caused bodily injury or property damage. For example, if a ground crew member causes damage to airport property, this coverage can help cover repairs or legal fees.
Workers’ compensation insurance to help support your employees as they recover from work-related injuries or illnesses. For example, if a technician falls while performing maintenance, this coverage can help pay their medical bills and lost wages.
Commercial auto insurance to help cover claims from an auto accident that occurs while you or an employee drives a company-owned vehicle for work. For example, if a truck transporting parts to a hangar crashes, this coverage can help pay for repairs and injuries.
How Much Does Aerospace Insurance Cost?
Although The Hartford doesn’t offer coverage for aerospace businesses, here are the average costs our small business customers pay for common types of insurance. You can use these amounts to help estimate your coverage costs:**
- BOP: $1,687 a year, or about $141 a month
- Stand-alone general liability insurance: $810 a year, or about $68 a month
- Workers’ compensation insurance: $1,032 a year, or $86 a month
- Professional liability insurance: $744 a year, or $62 a month1
The cost of aerospace insurance varies because every business faces unique risks. Insurance companies consider several factors when determining your coverage cost, including:
- Number of employees
- Location of your business
- Type of coverage
- Your claims history
- The limits you select for your coverage
To find out your specific aerospace business insurance costs, get a free quote online through Tivly.
General Liability Insurance
“After chartering a flight, my client slipped and fell down the stairs while getting off the plane.”
General liability insurance helps cover claims that your business caused bodily injury or property damage to someone else.
Cyber Liability Insurance
“Our dispatch software was affected by a cyberattack, and it set our schedule back for days.”
Cyber insurance can help you respond to a cyberattack or data breach if personally identifiable information (PII) gets lost or stolen.
Workers’ Compensation Insurance
“One of our service techs suffered a third-degree burn, and he couldn’t work for over a month.”
Workers’ compensation insurance gives your team benefits to help them recover from work-related injuries or illnesses. It can help pay their medical bills and replace lost wages.
Commercial Auto Insurance
“My technician was using our business truck to pick up supplies and equipment we needed for a job when he rear-ended another car.”
Commercial auto insurance helps protect your employees on the road when they’re using a company-owned vehicle for work.
Commercial Property Insurance
“A pipe burst in our hangar, destroying the electronics and supplies we use to maintain planes.”
Commercial property insurance helps protect your business' equipment, furniture and inventory from loss or damage caused by events like storms, fires or vandalism.
Business Income Insurance
“A fire caused significant damage to our manufacturing floor. We couldn’t operate for weeks and lost out on new jobs.”
Business income insurance can help replace lost income if you can’t operate temporarily because of covered property damage. This insurance can help pay for ongoing operating costs, such as payroll and utilities.
Get a Quote for Aerospace Insurance Options
Don’t let unexpected setbacks clip your wings. Get a quote for aerospace insurance from Tivly today.
Last Updated: June 5, 2026
1 What you pay for professional liability insurance will vary by product, limits chosen and risk class or hazard group associated with your business.
2 The Hartford, “Water and Freezing Damage, Burglary Lead The Hartford’s Top Five Small Business Claims,” viewed April 2026.
3 U.S. Bureau of Labor Statistics, “Number of Nonfatal Occupational Injuries and Illnesses by Industry and Case Types, 2023,” viewed May 2025.
4 Kroll, “Current Trends in Property Insurance Valuation,” viewed May 2025.
** Costs, premiums, and coverages mentioned are estimates and are not guaranteed. Actual cost, premium, and coverage are determined at the time of quote or issue and are specific to an individual risk. Premiums are based on information provided to The Hartford, including, but not limited to, underwriting and rating criteria. All examples included on this website or in an advertisement are intended for informational purposes only and are not an offer or a guarantee of premium or coverage. Coverage and products described are subject to the terms and conditions found in the policy contract. Any educational information provided about available coverages does not modify the policy language or imply that any claim is covered. Products are not available in all states or for all businesses.
The Hartford does not currently have a product available to provide the coverage described on this page. You are being referred to Tivly in an effort to connect you with a carrier who may provide this coverage. This link will redirect you to a third-party website, owned and operated by an independent party ("Tivly"). Any link you make to or from the Tivly website will be at your own risk. Any use of the Tivly website will be subject to and any information you provide will be governed by the terms of the Tivly website, including those relating to confidentiality, data privacy and security. The Hartford and its affiliates (collectively "The Hartford") do not endorse or approve and make no warranties, representations or undertakings relating to the content of the Tivly website. The Hartford assumes no liability for loss, damage and any other consequence resulting directly or indirectly from your access to the Tivly website or any information that you may provide on the Tivly website.
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