The Hartford doesn’t offer chicken farm insurance online, but a local agency or Tivly may be able to help you find the coverage you need. The following content includes information from various sources and can change over time.
What Is Chicken Farm Insurance?
Chicken farm insurance is a package made up of different types of business insurance coverages designed to help protect you from the risks you face as you raise, process and deliver poultry. Whether you’re running a small breeder operation or managing multiple grow-out houses, insurance coverage can help safeguard your livelihood.
A chicken farm insurance package can include these common types of coverage:
- Commercial property insurance
- Workers’ compensation insurance
- Business Owner’s Policy (BOP)
Why Might You Need Chicken Farm Insurance?
Chicken farm insurance is a collection of coverages that can help protect your chicken farm from lawsuits and claims. Also called poultry farm insurance, it can help cover you in many potential situations, like:
- Property damage: A delivery truck gets into an accident, damaging your fencing and feed bins.
- Worker injuries: An employee sprains their back while moving crates during processing and needs time off to recover.
- Product contamination: You have to issue a recall due to suspected salmonella exposure in your processed meat.
What Chicken Farm Insurance Coverages Do I Need?
When it comes to protecting your chicken farm, you’ll need protection that matches your potential risks. Many chicken farmers have a Business Owner’s Policy (BOP) because of the peace of mind it can provide. It combines three types of coverage to help protect you from the risks you face during normal operations:
General liability insurance helps protect your chicken farm from claims that it caused bodily injury or property damage to others. For example, if a contractor trips over feed lines during a routine barn inspection, this coverage can help pay their medical bills.
Commercial property insurance helps protect the owned or rented building you operate from, as well as the tools, equipment and inventory you rely on. These can include:
- Coops
- Feeding systems
- Nesting boxes
- Ventilation systems
- Brooders
- Lighting
Business income insurance helps replace lost income if you can’t operate temporarily because of covered property damage. This coverage can help pay ongoing operating costs, such as payroll and utility bills.
It’s important to remember that a BOP won’t cover every kind of claim you could face on your chicken farm. You might need to get other types of coverage, including:
How Much Does Chicken Farm Insurance Cost?
Although The Hartford doesn’t offer coverage for chicken farmers, here are the average costs our small business customers pay for common types of insurance. You can use these amounts to help estimate your costs:**
- BOP: $1,687 a year, or about $141 a month
- Stand-alone general liability insurance: $810 a year, or about $68 a month
- Workers’ compensation insurance: $1,032 a year, or $86 a month
- Professional liability insurance: $744 a year, or $62 a month1
Keep in mind that the cost of chicken farm insurance varies because every farm has unique risks. Insurance companies consider several factors when determining your coverage cost, including:
- Number of employees
- Location of your business
- Type of coverage
- Your claims history
- The limits you select for your coverage
To find out your specific chicken farm insurance costs, get a free quote online through Tivly.
General Liability Insurance
“One of my workers accidentally knocked down a neighbor’s fence when offloading feed bags, and we had to cover the repairs.”
General liability helps cover claims that your business caused bodily injury or property damage to someone else.
Business Income Insurance
“A fire caused significant smoke damage to our HVAC system. We had to move our chickens to a different area and couldn’t operate from that building while repairs were made.”
Business income insurance helps replace lost income if you can’t operate temporarily because of covered property damage.
Workers’ Compensation Insurance
“A worker cut her finger while setting up new fencing around the farm. She had to go to urgent care to get it treated.”
Workers’ compensation insurance gives your team benefits to help them recover from work-related injuries or illnesses. It can help pay their medical bills and replace lost wages.
Commercial Auto Insurance
“My maintenance worker was using our farm truck when he accidentally backed into a car parked on the street.”
Commercial auto insurance can help cover property damage or bodily injury claims from an accident your business caused.
Commercial Property Insurance
“A fire broke out in our storage facility, and we lost several backup generators.”
Commercial property insurance helps protect your business' equipment, furniture and inventory from loss or damage caused by events like storms, fires or vandalism.
Livestock Insurance
“We lost countless chicks to a power outage during a cold snap.”
Livestock insurance helps protect your animals from unexpected events like accidents, theft, severe weather or illness. This coverage can help cover the financial loss if something happens to your flock.
Get a Quote for Chicken Farm Insurance Options
Keep your farm operation running smoothly. Get a quote for chicken house insurance through Tivly today.
Last Updated: January 29, 2026
1 What you pay for professional liability insurance will vary by product, limits chosen and risk class or hazard group associated with your business.
2 National Fire Protection Association, “Fire Loss in the United States,” viewed May 2025.
3 National Chicken Council, “Injuries and Illnesses in Poultry Processing Fall Below All General Industry, Manufacturing and Food Manufacturing Levels for First Time,” viewed May 2025.
4 U.S. Fire Administration, "Nonresidential Fire Estimate Summaries,” viewed May 2025.
** Costs, premiums, and coverages mentioned are estimates and are not guaranteed. Actual cost, premium, and coverage are determined at the time of quote or issue and are specific to an individual risk. Premiums are based on information provided to The Hartford, including, but not limited to, underwriting and rating criteria. All examples included on this website or in an advertisement are intended for informational purposes only and are not an offer or a guarantee of premium or coverage. Coverage and products described are subject to the terms and conditions found in the policy contract. Any educational information provided about available coverages does not modify the policy language or imply that any claim is covered. Products are not available in all states or for all businesses.
The Hartford does not currently have a product available to provide the coverage described on this page. You are being referred to Tivly in an effort to connect you with a carrier who may provide this coverage. This link will redirect you to a third-party website, owned and operated by an independent party ("Tivly"). Any link you make to or from the Tivly website will be at your own risk. Any use of the Tivly website will be subject to and any information you provide will be governed by the terms of the Tivly website, including those relating to confidentiality, data privacy and security. The Hartford and its affiliates (collectively "The Hartford") do not endorse or approve and make no warranties, representations or undertakings relating to the content of the Tivly website. The Hartford assumes no liability for loss, damage and any other consequence resulting directly or indirectly from your access to the Tivly website or any information that you may provide on the Tivly website.
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