The Hartford doesn’t offer dietary supplement insurance online, but a local agency or Tivly may be able to help you find the coverage you need. The following content includes information from various sources and can change over time.
What Is Dietary Supplement Insurance?
Dietary supplement insurance is made up of different types of business insurance coverages designed to help protect you from the risks you face as you develop, market and sell supplements. That means if a customer claims your product was mislabeled or if someone gets hurt at your facility, you don’t have to handle it alone.
A dietary supplement insurance package can include these common types of coverage:
- Business Owner’s Policy (BOP)
- Professional liability insurance
- Workers’ compensation insurance
- Cyber insurance
Why Might You Need Dietary Supplement Insurance?
Dietary supplement insurance is a collection of coverages that can help protect your business from the real-world risks that come with making, labeling and distributing health products. Without insurance coverage, you’d have to pay out of pocket for costly claims.
Dietary supplement insurance can help safeguard your business against many potential risks, like:
- Product Liability: A customer reports serious side effects after taking your pre-workout blend.
- Advertising Injury: A competitor sues you for using similar marketing language to theirs.
- Premises Liability: A delivery driver slips in your loading bay and files a claim.
What Dietary Supplement Insurance Coverages Do I Need?
When it comes to protecting your dietary supplement business, you’ll need coverage that matches your potential risks. You can tailor your business insurance policy with coverages such as:
General liability insurance to help protect your supplement business from claims that it caused bodily injury or property damage to others. This coverage can help if someone trips in your booth at a wellness expo, for example. You can also get a stand-alone general liability insurance policy or have it bundled through a Business Owner’s Policy (BOP), which combines general liability coverage with commercial property insurance and business income insurance.
Workers’ compensation insurance to help support your employees as they recover from a work-related injury or illness. For example, if someone on your team strains their back moving heavy bins or develops an allergic reaction from exposure to raw powders, workers’ compensation insurance can help pay their medical bills and ongoing care costs.
Commercial auto insurance to help cover the costs of an auto accident that occurs while you or one of your employees is using a company-owned vehicle for work. For instance, if your van is in a fender bender on the way to a trade show, this insurance can help pay for repairs or medical expenses.
How Much Does Dietary Supplement Insurance Cost?
Although The Hartford doesn’t offer coverage for dietary supplement businesses, here are the average costs our small business customers pay for common types of insurance. You can use these amounts to help estimate your coverage costs:**
- BOP: $1,687 a year, or about $141 a month
- Stand-alone general liability insurance: $810 a year, or about $68 a month
- Workers’ compensation insurance: $1,032 a year, or $86 a month
- Professional liability insurance: $744 a year, or $62 a month1
The cost of dietary company insurance varies because every business faces unique risks. Insurance companies may consider several factors when determining your coverage cost, including:
- Number of employees
- Location of your business
- Type of coverage
- Your claims history
- The limits you select for your coverage
To find out your specific supplement company insurance costs, get a free quote online through Tivly.
General Liability Insurance
“We were setting up a display stand in another store when we accidentally scratched the floor and put a hole in the wall.”
General liability helps cover claims that your business damaged someone else’s property.
Product Liability Insurance
“A customer had an allergic reaction to one of our herbal blends, claiming our ingredients weren’t clearly labeled.”
Product liability insurance helps protect your business from claims that a product you made or sold caused bodily injury or property damage to someone else.
Workers’ Compensation Insurance
“One of our fulfillment crew members pulled a muscle lifting inventory and needed three weeks off work.”
Workers’ compensation insurance gives your team benefits to help them recover from work-related injuries or illnesses. It can help pay their medical bills and replace lost wages if they can’t work.
Commercial Auto Insurance
“My delivery driver was on the way to a client when he accidentally backed into their building.”
Commercial auto insurance can help protect your employees on the road when using a company-owned vehicle for work. It can also help cover property damage claims from an accident your business caused.
Commercial Property Insurance
“A fire in our warehouse destroyed a large amount of inventory. It cost thousands of dollars to replace everything.”
Commercial property insurance helps protect your business' equipment, furniture and inventory from loss or damage caused by events like storms, fires or vandalism.
Inland Marine Insurance
“A refrigerator truck broke down, and we lost an entire shipment of raw ingredients.”
Inland marine insurance is a type of insurance coverage that protects a wide range of specialized property and assets that are movable or in transit.
Get a Quote for Dietary Supplement Insurance Options
You’ve built your brand with care, now protect it with confidence. Get a quote through Tivly today.
Last Updated: January 29, 2026
1 What you pay for professional liability insurance will vary by product, limits chosen and risk class or hazard group associated with your business.
2 Insurance Information Institute, "Facts + Statistics: Product Liability,” viewed June 2025.
3 National Safety Council, “Top 10 Preventable Injuries,” viewed June 2025.
4 National Fire Protection Association, “Fire Loss in the United States,” viewed June 2025.
** Costs, premiums, and coverages mentioned are estimates and are not guaranteed. Actual cost, premium, and coverage are determined at the time of quote or issue and are specific to an individual risk. Premiums are based on information provided to The Hartford, including, but not limited to, underwriting and rating criteria. All examples included on this website or in an advertisement are intended for informational purposes only and are not an offer or a guarantee of premium or coverage. Coverage and products described are subject to the terms and conditions found in the policy contract. Any educational information provided about available coverages does not modify the policy language or imply that any claim is covered. Products are not available in all states or for all businesses.
The Hartford does not currently have a product available to provide the coverage described on this page. You are being referred to Tivly in an effort to connect you with a carrier who may provide this coverage. This link will redirect you to a third-party website, owned and operated by an independent party ("Tivly"). Any link you make to or from the Tivly website will be at your own risk. Any use of the Tivly website will be subject to and any information you provide will be governed by the terms of the Tivly website, including those relating to confidentiality, data privacy and security. The Hartford and its affiliates (collectively "The Hartford") do not endorse or approve and make no warranties, representations or undertakings relating to the content of the Tivly website. The Hartford assumes no liability for loss, damage and any other consequence resulting directly or indirectly from your access to the Tivly website or any information that you may provide on the Tivly website.
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