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Types of Business Insurance in Cincinnati, OH
Small business owners work hard to build and maintain their businesses. But all it can take is one lawsuit to put a small business into financial trouble. That’s why having the right business insurance coverage for your company can help protect your business, while also mitigating the day-to-day risks you face in Cincinnati. Ohio business owners can feel confident that they’re protected with business insurance that has their back. So, whether you already have a business or are thinking about starting one, let us help make sure you have the best for your small business.
We’re an insurance company backed by more than 200 years of experience. We’ve helped over 1 million small business owners get the coverage they need from the start. The best way to find out the right amount of coverage for your business is to get a quote.
How Much Does Business Insurance in Cincinnati Cost?
Business insurance costs in Cincinnati can vary because each business is unique and has different needs. Our customers paid an average of $906 annually, or about $75 a month, for business insurance coverage in Ohio.3
Insurance companies use numerous different factors to determine costs, including:
- Claims history
- Location
- Industry
- Type of coverage
The best way to find out your business’ insurance cost in Cincinnati is to get an online quote. You can also use your local insurance agency to get a quote.
Coverages That Cincinnati Businesses Need
Business property insurance, also called commercial property insurance, helps protect your owned or rented building, tools and the equipment you use to operate your business.
Data breach insurance, also known as cyber insurance, helps cover liability expenses from technology-related risks such as a data breach or cyberattack. If you collect, store, send or receive customer information, it’s important to protect against cyber risks.
Commercial auto insurance helps cover the cost of an auto accident if you or your employee is at fault. If you or your employees drive a vehicle for business reasons, having the right commercial vehicle insurance is important.
This helps protect your business and its assets in the event of a lawsuit for things like negligence, bodily injury, property damage, libel and slander.
Professional liability insurance helps protect you and your company if you’re found negligent in the professional services you provided to a client, even if you didn’t make a mistake.
Most state laws require you to carry this insurance to help compensate employees for expenses associated with work-related injuries or illnesses like medical bills, rehabilitation and lost wages.
Get a Quote for Business Insurance in Cincinnati, Ohio
We make it easy for you to get a quote for small business insurance in Cincinnati, Ohio. In just a few minutes, you can get a quote for the coverage you need.
We’re an insurance company backed by more than 200 years of experience. Our specialists have the expertise and knowledge to understand the unique risks that Cincinnati small businesses face. Whether you have questions about business insurance or need help with a claim, we’ve got your back.
Last Updated: November 16, 2023
1 Premium amounts presented are based on monthly premium paid by The Hartford's Small Business customers between 1/1/22 and 9/14/23 for 12-month policies. Premium is derived from a number of factors specific to your business and may vary.
Additional disclosures below.