The Hartford doesn’t offer paramedic malpractice insurance online, but a local agency or Tivly may be able to help you find the coverage you need. The following content includes information from various sources and can change over time.
What Is Insurance for Paramedics?
Malpractice insurance for paramedics is a type of business insurance coverage designed to help protect you from claims related to the emergency medical services you provide to your community. Malpractice insurance, which is also known as professional liability insurance, helps protect you if a patient sues you for hurting them during transport or if someone accuses you of negligence.
Although The Hartford doesn’t offer paramedic insurance, we can help connect you with Tivly, so you can get the coverage you’re looking for.
Whether you’re stabilizing a trauma patient at a crash site or managing a cardiac arrest in a speeding rig, the pressure is constant — and so is the risk. Even with expert care, outcomes aren’t always in your control.
Why Might You Need Paramedic Malpractice Insurance?
Paramedic malpractice insurance can help protect you from claims that you made a mistake in the medical services you provided to a patient. Imagine getting sued after a patient claims your care caused them harm, or dealing with an auto accident while transporting a patient. These situations can create financial and emotional hardships.
While your employer may have professional liability insurance coverage, it might not be enough to protect you. That’s why it can be important to get your own insurance policy to ensure you have the coverage you need.
What Does Paramedic Malpractice Insurance Cover?
Paramedic malpractice insurance can help protect you from claims related to:
- Errors: A patient says you didn’t ask if they had any allergies before administering medication, which caused them to have a reaction.
- Negligence: A family sues you for giving the wrong dose of medicine to their loved one.
- Omission: You forget to perform a step during a medical procedure in the field.
If you get sued, malpractice insurance can help cover your legal costs, such as:
- Attorney fees
- Judgments
- Settlements
How Much Does Paramedic Malpractice Insurance Cost?
What you pay for malpractice insurance will vary because every paramedic has unique needs. Insurance companies may consider many factors when determining the cost of your coverage, including:
- The city you practice in
- Type of coverage
- Your claims history
- Coverage limits you select
To find out your paramedic insurance costs, get a free online quote through Tivly.
Get a Quote for Paramedic Malpractice Insurance Options
When every second counts, so does your coverage. Get a quote today through Tivly.
Last Updated: May 19, 2026
The Hartford does not currently have a product available to provide the coverage described on this page. You are being referred to Tivly in an effort to connect you with a carrier who may provide this coverage. This link will redirect you to a third-party website, owned and operated by an independent party ("Tivly"). Any link you make to or from the Tivly website will be at your own risk. Any use of the Tivly website will be subject to and any information you provide will be governed by the terms of the Tivly website, including those relating to confidentiality, data privacy and security. The Hartford and its affiliates (collectively "The Hartford") do not endorse or approve and make no warranties, representations or undertakings relating to the content of the Tivly website. The Hartford assumes no liability for loss, damage and any other consequence resulting directly or indirectly from your access to the Tivly website or any information that you may provide on the Tivly website.
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