The Hartford doesn’t offer vendor event insurance online, but a local agency or Tivly may be able to help you find the coverage you need. The following content includes information from various sources and can change over time.
What Is Vendor Insurance for Events?
Vendor event insurance is made up of different types of business insurance coverages designed to help protect your business during short-term events like trade shows, expos and pop-up shops. Sometimes called single-event vendor insurance, these coverage options can help your business weather unexpected challenges.
Although The Hartford doesn’t offer event vendor insurance, we help connect you with Tivly, so you can get the coverage you’re looking for.
Why Might You Need Vendor Event Insurance?
Vendor liability insurance is a collection of coverages for vendors, exhibitors and small businesses participating in temporary events. The unique challenges you could face at short-term locations might not always be on your radar until it’s too late. This type of coverage can help protect you from potential risks, like:
- Equipment damage: If your display equipment or tools get damaged during setup or teardown
- Liability claims: If someone is injured at your booth, this coverage can help cover medical and legal costs.
- Property loss: If your inventory, display items or products are stolen or damaged, this coverage can help replace them.
- Injuries at the booth: This coverage can help cover accidents that may occur at your booth, like a customer tripping or a vendor slipping.
Who May Need Vendor Event Insurance?
Vendor event insurance solutions can help protect many types of businesses, such as:
- Retail vendors
- Food and beverage vendors
- Demonstrators
- Photographers
- VideographersCraft show vendors
- Artisans
How Much Does Vendor Event Insurance Cost?
Although The Hartford doesn’t offer vendor event insurance, here are the average costs our small business customers pay for common types of coverage. You can use these amounts to help estimate your insurance costs:**
- Business Owner’s Policy (BOP): $1,687 a year, or $141 a month
- Stand-alone General Liability Insurance (GLI): $810 a year, or $68 a month
- Workers’ Compensation Insurance: $1,032 a year, or $86 a month
- Professional Liability Insurance (PLI): $744 a year, or $62 a month1
It’s important to remember that insurance companies can use different factors to determine premiums, such as:
- Number of employees
- Location of your business
- Type of coverage
- Your claims history
- Coverage limits you select
The best way to find out your specific vendor insurance coverage costs is to get a free quote online through Tivly.
What Vendor Event Insurance Coverage Options Might I Need?
When it comes to protecting your business at events, you’ll need coverage that matches your potential risks. You can tailor your business insurance policy with different coverages, such as:
General liability insurance to help protect your business from claims that it caused bodily injury or property damage to others during an event or on the way to one.
Workers’ compensation insurance to help your employees recover from a work-related injury or illness.
General Liability Insurance
“After we set up our booth, we forgot to put a cover over an extension cord. A guest walking by tripped over the cord and sprained her ankle.”
General liability insurance helps cover claims that your business caused bodily injury or property damage to someone else.
Product Liability Insurance
“A participant sued our business after going to the hospital for an allergy attack. He claimed we didn’t disclose allergens in our food samples.”
Product liability insurance helps protect your business from claims that a product you made or sold caused bodily injury or property damage to someone else’s belongings.
Workers’ Compensation Insurance
“One of my assistants slipped while unloading our truck in the rain. He hurt his knee and had to take time off until it healed.”
Workers’ compensation insurance gives your team benefits to help them recover from work-related injuries or illnesses. It can help pay their medical bills and replace lost wages.
Employment Practices Liability Insurance
“My manager had to let someone go due to poor performance. The former employee sued us for discrimination.”
Employment practices liability insurance (EPLI) helps protect your business from employment-related claims, like wrongful termination, discrimination and harassment.
Commercial Property Insurance
“Our display racks and light kit were destroyed in transit to a big event, and we had to replace everything at the last minute.”
Commercial property insurance helps protect your business' equipment, furniture and inventory from loss or damage caused by events like storms, fires or vandalism.
Commercial Auto Insurance
“We rear-ended another car on the way to a show, and the other driver had to go to the hospital.”
Commercial auto insurance can help cover property damage and bodily injury claims if you or an employee gets into an accident while driving a business-owned vehicle for work.
Set Your Business Up for Success With Vendor Event Insurance
Find the protection your business needs to shine at any event. Get a quote through Tivly today.
Last Updated: February 27, 2026
1 What you pay for professional liability insurance will vary by product, limits chosen and risk class or hazard group associated with your business.
2 The Hartford, “Water and Freezing Damage, Burglary Lead The Hartford’s Top Five Small Business Claims,” viewed February 2026.
3 U.S. Bureau of Labor Statistics, "Employer-Reported Workplace Injuries and Illnesses in 2023-2024,” viewed February 2026.
4 NIOSH, "About Motor Vehicle Safety at Work,” viewed April 2025.
** Costs, premiums, and coverages mentioned are estimates and are not guaranteed. Actual cost, premium, and coverage are determined at the time of quote or issue and are specific to an individual risk. Premiums are based on information provided to The Hartford, including, but not limited to, underwriting and rating criteria. All examples included on this website or in an advertisement are intended for informational purposes only and are not an offer or a guarantee of premium or coverage. Coverage and products described are subject to the terms and conditions found in the policy contract. Any educational information provided about available coverages does not modify the policy language or imply that any claim is covered. Products are not available in all states or for all businesses.
The Hartford does not currently have a product available to provide the coverage described on this page. You are being referred to Tivly in an effort to connect you with a carrier who may provide this coverage. This link will redirect you to a third-party website, owned and operated by an independent party ("Tivly"). Any link you make to or from the Tivly website will be at your own risk. Any use of the Tivly website will be subject to and any information you provide will be governed by the terms of the Tivly website, including those relating to confidentiality, data privacy and security. The Hartford and its affiliates (collectively "The Hartford") do not endorse or approve and make no warranties, representations or undertakings relating to the content of the Tivly website. The Hartford assumes no liability for loss, damage and any other consequence resulting directly or indirectly from your access to the Tivly website or any information that you may provide on the Tivly website.
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