The Hartford doesn’t offer window installer insurance online, but a local agency or Tivly may be able to help you find the coverage you need. The following content includes information from various sources and can change over time.
What Is Window Installation Insurance?
Window installation insurance includes a range of business insurance coverages designed to help protect you and your team from common risks that can come up every day. It can help safeguard your business against claims related to accidents, injuries or property damage.
The Hartford understands the unique risks window installers face. That’s why we help connect you with Tivly, so you can get a quote for the insurance you need.
Why Might You Need Door and Window Installation Insurance?
Your window installation business can be held liable for injuries, theft or damages that occur while you’re working. These costly claims could bring your business to a halt, but the right type of insurance can help protect your livelihood.
Window installer insurance can help safeguard your business against the risks that come with:
- Handling and installing glass panes and windows
- Working at heights and on roofs and ladders
- Storing and transporting expensive equipment and materials
How Much Does Window Installer Insurance Cost?
While The Hartford doesn’t offer insurance solutions for this industry, here are the average amounts small business owners have paid for common types of coverage:**
- Business Owner’s Policy (BOP): $1,687 a year, or $141 a month
- Stand-alone general liability insurance (GLI): $810 a year, or $68 a month
- Workers’ compensation insurance: $1,032 a year, or $86 a month
- Professional liability insurance (PLI): $744 a year, or $62 a month1
What you pay for window installer insurance will vary because every company has unique needs. Insurance companies may consider several factors when determining the cost of your coverage, including:
- Number of employees
- Location of your business
- Type of coverage
- Your claims history
- Coverage limits you select
To find out your specific window business insurance costs, get a free online quote from Tivly.
What Types of Window Installation Insurance Coverages Do I Need?
When it comes to protecting your window installation business, you need coverage that matches your potential risks. A Business Owner’s Policy (BOP) includes three types of insurance coverages many window installers need:
General liability insurance helps protect your installation business from claims that it caused bodily injury or property damage to others, like if a client’s siding gets scratched or dented during an installation.
Commercial property insurance helps protect your owned or rented building, as well as the tools, equipment and inventory you use to run your business. These can include:
- Power tools
- Glazing shovels
- Caulk guns
- Tape measures
- Drill bits
- Putty knife
Business income insurance helps replace your lost income if you can’t operate temporarily because of covered property damage caused by wind, theft or fire.
It’s important to remember that a BOP won’t cover every kind of claim. So, you’ll likely need to get other types of coverage to have more comprehensive protection, including:
Commercial auto insurance to help cover the costs of an accident that occurs while you or one of your employees is using a company-owned vehicle for work, like when cleaning up a jobsite or picking up materials.
Professional liability insurance to help cover claims that your business made a mistake in the services it provided. This coverage can help pay your legal costs, including judgements and settlements.
General Liability Insurance
“A customer slipped in our showroom and hurt her back. She needed to go to the hospital for treatment.”
General liability insurance helps cover claims that your window installation business hurt somebody else. It can help pay their medical bills or your legal costs if you get sued.
Employment Practices Liability Insurance
“A former worker sued for discrimination after my manager let her go for poor performance.”
Employment practices liability insurance (EPLI) helps protect your business from employment-related claims, like wrongful termination, discrimination and harassment.
Workers’ Compensation Insurance
“One of our installers broke his finger when he slammed it in the window frame during an install. He needed to go to urgent care and had to take a few weeks off.”
Workers’ compensation insurance gives your team benefits to help them recover from work-related injuries or illnesses. It can help pay their medical bills and replace lost wages if they can’t work.
Commercial Auto Insurance
“My crew got into a fender-bender on the way to a job. Luckily, our team wasn’t hurt, but the other driver had to go to the hospital.”
Commercial auto insurance can help cover claims related to an accident you or an employee caused when using a company-owned vehicle for work.
Commercial Property Insurance
“A pipe burst overnight and flooded our showroom. By the time we got in the next morning, the flooring was completely ruined.”
Commercial property insurance helps protect your owned or rented building, as well as the equipment, tools, supplies and inventory you use to run your window installation company.
Business Income Insurance
“A fire wiped out almost all our supplies and inventory. It was devastating, and we couldn’t take on new jobs for weeks.”
Business income insurance can help you continue paying ongoing expenses like rent, payroll and utilities when your business is unable to operate temporarily because of property damage from fire, theft, wind or vandalism.
Window Installation Insurance You Can Rely On
The right insurance can help give you peace of mind, so you can focus on the precision of your glasswork. Get a window installer insurance quote through Tivly today.
Last Updated: February 11, 2026
1 What you pay for professional liability insurance will vary by product, limits chosen and risk class or hazard group associated with your business.
2 The Hartford, “Water and Freezing Damage, Burglary Lead The Hartford’s Top Five Small-Business Claims,” viewed February 2026.
3 U.S. Bureau of Labor Statistics, "Number and Rate of Nonfatal Work Injuries in 2023,” viewed March 2025.
4 U.S. Fire Administration, "Nonresidential Fire Estimate Summaries,” viewed March 2025.
** Costs, premiums, and coverages mentioned are estimates and are not guaranteed. Actual cost, premium, and coverage are determined at the time of quote or issue and are specific to an individual risk. Premiums are based on information provided to The Hartford, including, but not limited to, underwriting and rating criteria. All examples included on this website or in an advertisement are intended for informational purposes only and are not an offer or a guarantee of premium or coverage. Coverage and products described are subject to the terms and conditions found in the policy contract. Any educational information provided about available coverages does not modify the policy language or imply that any claim is covered. Products are not available in all states or for all businesses.
The Hartford does not currently have a product available to provide the coverage described on this page. You are being referred to Tivly in an effort to connect you with a carrier who may provide this coverage. This link will redirect you to a third-party website, owned and operated by an independent party ("Tivly"). Any link you make to or from the Tivly website will be at your own risk. Any use of the Tivly website will be subject to and any information you provide will be governed by the terms of the Tivly website, including those relating to confidentiality, data privacy and security. The Hartford and its affiliates (collectively "The Hartford") do not endorse or approve and make no warranties, representations or undertakings relating to the content of the Tivly website. The Hartford assumes no liability for loss, damage and any other consequence resulting directly or indirectly from your access to the Tivly website or any information that you may provide on the Tivly website.
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