Car Insurance Calculator

How Much is Car Insurance?

The cost of a car insurance policy is determined based on factors specific to the insured drivers and features of the policy. Driver history, vehicle type and average miles driven, as well as coverages and limits included, are some of the things that can affect the cost of a car insurance policy.
 

How Much Car Insurance Do I Need?

Most states require drivers to have bodily injury and property damage liability insurance. These coverages can help pay the cost of damages if a driver hurts another person or damages property while driving. Most states require a minimum dollar amount of coverage.
 
A widely accepted way to determine how much car insurance you need is to calculate the total value of all your assets and buy coverage equal to that amount. So, if the value of your house, other property, car, savings and investments equal $200,000, as an insured driver, consider car insurance coverage of least $200,000. You may also want to buy personal injury protection, medical payments, uninsured/underinsured motorists bodily injury coverage, collision and comprehensive insurance.
 

Why The Hartford?

Car insurance companies aren't all the same. At The Hartford, we understand that you want more than low rates. You want extra benefits that protect the lifestyle you've created, and personal service that makes your life easier. And of course, you want the coverage that is right for you.

Auto insurance isn't one-size-fits-all. The coverage you need depends on the drivers and vehicles on your policy and how much you have to protect.
 

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Get a free quote today, it’s simple and takes just a few minutes. Start now!
 
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Drivers – discover great savings and benefits with the AARP® Auto Insurance Program from The Hartford.
 
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Drivers – discover great savings and benefits with the AARP® Auto Insurance Program from The Hartford.
 
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Discover savings and benefits with the AARP® Homeowners Insurance Program from The Hartford.
 
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The right condo insurance. The right price. Made simple with the AARP® Homeowners Insurance Program from The Hartford.
 
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Get a renters insurance quote from The Hartford to protect your personal belongings.
 
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Auto Insurance 101

Learn more about auto insurance coverage in this video.
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.

The AARP Automobile & Homeowners Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. In California, the Program is underwritten by Hartford Underwriters Insurance Company. In Washington, the Auto Program is underwritten by Hartford Casualty Insurance Company, and the Home Program is underwritten by Trumbull Insurance Company. In Michigan, the Auto and Home Programs are underwritten by Trumbull Insurance Company. In Minnesota, the Auto Program is underwritten by Sentinel Insurance Company, and the Home Program is underwritten by Trumbull Insurance Company. In Pennsylvania, the Auto Program is underwritten by Trumbull Insurance Company, and the Home Program is underwritten by Hartford Underwriters Insurance Company. Homeowners product is not available in all areas, including the state of Florida. Specific features, credits and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify. The program is currently unavailable in Massachusetts, Canada and U.S. Territories or possessions.

1 In Texas, the Auto Program is underwritten by Southern County Mutual Insurance Company through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company. The Home Program is underwritten by Trumbull Insurance Company.