How Much is Car Insurance?
The cost of a car insurance policy is determined based on factors specific to the insured drivers and features of the policy. Driver history, vehicle type and average miles driven, as well as coverages and limits included, are some of the things that can affect the cost of a car insurance policy.
How Much Car Insurance Do I Need?
Most states require drivers to have bodily injury and property damage liability insurance. These coverages can help pay the cost of damages if a driver hurts another person or damages property while driving. Most states require a minimum dollar amount of coverage.
A widely accepted way to determine how much car insurance you need is to calculate the total value of all your assets and buy coverage equal to that amount. So, if the value of your house, other property, car, savings and investments equal $200,000, as an insured driver, consider car insurance coverage of least $200,000. You may also want to buy personal injury protection, medical payments, uninsured/underinsured motorists bodily injury coverage, collision and comprehensive insurance.
Why The Hartford?
Car insurance companies aren't all the same. At The Hartford, we understand that you want more than low rates. You want extra benefits that protect the lifestyle you've created, and personal service that makes your life easier. And of course, you want the coverage that is right for you.
Auto insurance isn't one-size-fits-all. The coverage you need depends on the drivers and vehicles on your policy and how much you have to protect.
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