Commercial Automobile

Who We Serve

The Hartford can help tailor a Commercial Auto solution for midsize and large risks in a broad range of industries.
 

Our Appetite

We prefer to write Commercial Auto as part of a multi-line account, but we can entertain mono-line Auto for the right opportunities.
 

Insurance Solution

We apply our proprietary broad form endorsement to every ISO 2010-based Commercial Auto policy at no extra charge. Because customer needs differ, we can tailor a policy with additional endorsements, including manuscripts.
 
Claims – Our auto claims professionals have deep knowledge of our unique coverages, such as hybrid vehicle and vehicle wrap coverage. Through our network of more than 2,000 auto repair shops, insureds can obtain quality repairs that are guaranteed for as long as they own or lease the vehicle.
 
Risk Engineering – We offer risk engineering consultants – backed by a fleet risk engineering expert - who can recommend practical solutions geared toward improving fleet operations and reducing losses. To improve driver safety, we offer our 3-D driving program. Larger fleets can benefit from FleetAhead, a service that combines telematics and risk engineering services.
 

Why Choose The Hartford

We offer robust coverages through our:
  • Current coverage forms. To ensure our coverage reflects the latest advances in business and technology, as well as changes in the legal and regulatory environment, The Hartford adopted the Insurance Services Office’s 2010 revised multistate coverage forms and endorsements, making our commercial auto product one of the most current in the industry today.
  • Updated broad form endorsement. With our adoption of ISO 2010, we enhanced our broad form endorsement – automatically added to all commercial auto policies at no additional charge. Our broad form includes hybrid, electric or natural gas vehicle payments coverage and vehicle wrap coverage, and it extends our worldwide liability coverage for hired autos beyond just private passenger cars. It also extends the Subsidiaries and Newly Acquired or Formed Organizations provisions of Broad Form Insured coverage to include LLCs.
  • Tailored coverages. Every risk is unique. We can tailor a policy with our suite of endorsements and our manuscript capabilities.

Who To Contact

Contact your local Hartford rep or email us at mmsc@thehartford.com.