GL Choice®

Who We Serve

Our GL Choice® product is designed for midsize and large businesses, including those with higher hazard products and premises-operations exposures.
 

Our Appetite

We prefer to write GL as part of a multi-line account, but we can entertain mono-line GL for the right opportunities.
 

Insurance Solution

GL Choice offers broader coverages than the industry standard; e.g.:
 
  • Additional insured status is automatically granted when required under a written contract, and we provide primary, non-contributory status for additional insureds with whom you agree in writing.
  • Bodily injury includes mental anguish resulting from bodily injury, sickness or disease that is physical in nature.
We can tailor a policy with optional endorsements and coverages, including International Choice, data breach, manufacturers’ E&O, product recall, CyberFlex,® crisis management, educators’ legal liability and sexual abuse or molestation for schools.
 
Risk Engineering – Our Risk Engineering consultants can recommend practical solutions geared toward addressing exposures from slips & falls to product quality control, thereby lessening exposure to costly litigation.
 
Claims – Our resources include bodily injury specialists, a special investigations unit, review on every legal bill, and a centralized subrogation unit. Expert handlers provide guidance on the most complex, high value claims and handle the most volatile claims.
 

Why Choose The Hartford

  • A broad – and expanding - appetite for package. The Hartford is simultaneously strengthening our capabilities and expanding our appetite for both GL and Property risks.
  • Specialists in tough liability risks. Our Specialty GL unit is staffed by a dedicated group of underwriters, risk engineering consultants and liability claims specialists experienced in hard-to-place products and premises risks.
  • Comprehensive, customized coverage. Our proprietary GL Choice expands standard coverage. In addition, with industry-specific endorsements, optional coverages, deductible options and manuscripts, we can tailor a policy that’s right for the insured.
     

Who To Contact

Contact your local Hartford rep or email us at mmsc@thehartford.com.