Employee Benefits for Educational Institutions

Group Benefits for Educational Institutions

Customized Benefits for Educators

Educational institutions play a vital role in attracting and retaining the people who shape future generations. We offer tailored employee benefit solutions to support the well-being of your faculty, staff and administrators.
Group Benefits for Educational Institutions

We Make Complex Plans Simple

Since 1964, The Hartford has partnered with educational institutions to deliver flexible and easy-to-manage employee benefits plans. Whether you’re supporting elementary, secondary or higher education professionals, our customizable approach can help meet the unique needs of your workforce, so you can focus on what matters most - your people.
200+
higher education institutes covered.
1,300
K-12 public school districts, boards of education and charter schools supported.
2,300+
Employers in the education industry nationwide partnering with The Hartford.

Disability Insurance That Works for Your Workforce

Protect your employees with disability coverage that helps safeguard their income when they’re unable to work due to illness or injury. The Hartford’s disability insurance solutions offer flexible plan designs and reliable income protection tailored to meet the needs of today’s workforce.
 

Disability Insurance Designed for Educators

Support your staff with a disability solution built for the education industry. The Hartford’s Educator Disability insurance combines short- and long-term coverage into one seamless plan, offering income protection that aligns with school pay structures, including coverage for extracurricular stipends and year-round eligibility. Available in select states.

What Sets Us Apart?

  • Dedicated education teams who understand the unique needs of schools and districts.
  • Value-added services like return-to-work support, legal and financial counseling and benefits education.
  • Affordable group rates that help schools stretch limited budgets.
  • Alignment with collective bargaining agreements to ensure smooth implementation.
This isn’t just insurance - it’s a strategic solution that helps schools attract and retain talent, minimize disruption and support educator well-being.

Supporting Educators With Comprehensive Services

We understand the pressures and challenges that educators face every day in the classroom. In the United States, 44% of K-12 teachers and 35% of university teachers report feeling burned out often or always.1 That’s why The Hartford also offers solutions beyond insurance to support the unique needs of educators.
 

FinancialConnect® Through Ability Assist®

A confidential service offering direct access to impartial, in-house CPAs, CFPs and financial experts who can support employees with guidance on debt, budgeting, taxes, retirement and more.

GuidanceResources® through Ability Assist®

A network of highly trained, master’s-level clinicians who listen to concerns related to stress, relationships, and other personal issues, and quickly provide referrals for in-person counseling or other valuable resources.

ALICE

The Hartford partners with United Way to support ALICE (Asset Limited Income Constrained Employed). Our employee benefits customers can receive awareness, education and resources through the 211 network when they file a claim.
Disability Insurance for Educators

Educator Disability insurance

Our video helps educators and support staff understand why having this industry-specific disability coverage is important if they’re unable to work for a period of time.

Understanding Educators, Championing Their Success

We know school systems across the country take great pride in caring for their employees. That’s why our specialized teams and smart technology work together to deliver benefits and support that help educators thrive both in and out of the classroom.
Our claims specialists work exclusively with school districts, bringing a deep understanding of academic calendars, union agreements and the unique pressures educators face. This focus allows us to deliver faster, more empathetic claims resolutions that minimize classroom disruption and support your staff’s well-being.
Our dedicated specialists partner with your team to tailor benefit solutions that align with your district’s structure and culture. From onboarding to claims navigation, they provide hands-on guidance that helps employees feel supported and informed, especially during times of stress or uncertainty.
  • The Hartford’s Ability Advantage: Our platform is built to solve the administrative and compliance burdens that school systems deal with every day. HR teams can focus more on supporting educators and less on managing systems.
  • Streamlined Claims Management: Get a real-time, unified view of all claims and leave events, helping you respond quickly, reduce classroom disruption and support staff through recovery.
  • Smart Leave Management: Stay ahead of complex and evolving leave laws with a centralized dashboard that tracks absences and ensures compliance with state and federal regulations, minimizing risk and manual effort.
  • Simplified Plan Administration: Access intuitive tools and support to manage your policy with ease, reducing administrative burden and freeing up time for strategic priorities.
  • Actionable Reporting and Analytics: Use real-time, organized data to identify trends, measure program performance and make informed decisions that improve outcomes for your staff and students.
  • Flexible Access and Billing Controls: Manage user permissions and billing with ease, ensuring the right people have the right access and your systems stay secure and efficient.

Learn More

For more information about employee benefits for your educational institution, contact your broker or representative at The Hartford.
 
 
5759b NS 09/25
 
1 Teacher Burnout Statistics for 2025: Challenges in K-12 and Higher Education, Research.com, September 2025.
 
THE DISABILITY POLICY PROVIDES LIMITED BENEFITS. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY. This limited benefit plan (1) does not constitute major medical coverage, and (2) does not satisfy the individual mandate of the Affordable Care Act (ACA) because the coverage does not meet the requirements of minimum essential coverage. In New York:  This Disability policy provides disability income insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
 
Disability Form Series includes GBD-1000 A (10/08), GBD-1200 (10/08), or state equivalent.
The Hartford Insurance Group, Inc., (NYSE: HIG) operates through its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company, under the brand name, The Hartford,® and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford’s legal notice at https://www.thehartford.com.