Relieving Worry for Employees
Today’s employees need more than medical coverage alone. They need added financial protection when unexpected health events disrupt their lives. Built for the moments when a worker needs them most, supplemental benefits provide affordable coverage that can help reduce financial stress and support overall well-being.
Accident Insurance
What It Does:
Helps offset everyday accident-related expenses, providing fast financial support when unexpected events happen.
What It Covers:
- Broken bones and sprains
- Lacerations
- Allergic reactions
- ER visits
- Ambulance transportation
Critical Illness Insurance
What It Does:
Pays a lump sum benefit after a covered serious diagnosis, giving employees flexibility to manage medical costs, household bills or time away from work.
What It Covers:
- Cancer
- Heart attack
- Stroke
- ALS
- Parkinsons
Hospital Indemnity Insurance
What It Does:
Provides payments for hospital stays and services, helping to fill financial gaps and deliver peace of mind during difficult moments.
What It Covers:
- Pregnancy delivery and newborn benefits
- Behavioral health and substance abuse recovery
- Cancer treatment and care
- Care away from home
We combine Supplemental Health with our industry-leading Leave and Disability solutions. The shared insights help us reduce complexity and create a more seamless benefits experience without adding more work for benefits administrators.
Our claims experience is built around people, not paperwork. We blend compassionate support with smart automation to help employees feel supported during stressful moments while also reducing administrative burdens.
From enrollment through claims, our AI-driven solutions make benefits easier to understand, access and use, driving engagement and confidence at every step.
More Ways To Benefit Your Workforce
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1 Supplemental Health products (Accident, Critical Illness and Hospital Indemnity) are independent and do not coordinate with any other health coverage.
2 The Hartford’s 2025 Future of Benefits Study, viewed February 2026.
3 The Hartford’s 2026 Future of Benefits Study, viewed February 2026.
All benefits are subject to the terms and conditions of the policy. Policies underwritten by the underwriting company listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued.
THESE POLICIES PROVIDE LIMITED BENEFITS. THEY PROVIDE COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICIES. These limited benefit plans (1) do not constitute major medical coverage, and (2) do not satisfy the individual mandate of the Affordable Care Act (ACA) because the coverage does not meet the requirements of minimum essential coverage. In New York: The Hospital Indemnity and Critical Illness policies provide limited benefits health insurance only. The Accident policy provides ACCIDENT insurance only. IMPORTANT NOTICE—THE ACCIDENT POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS. These policies do NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
Accident Form Series includes GBD-2000, GBD-2300, GBD-3300, GBD-3500, or state equivalent.
Critical Illness Form Series includes GBD-2600, GBD-2700, GBD-3600, GBD-3700, or state equivalent.
Hospital Indemnity Form Series includes GBD-2800, GBD-2900, or state equivalent.
Not available in all states.
The Hartford Insurance Group, Inc., (NYSE: HIG) operates through its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company, under the brand name, The Hartford,® and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford’s legal notice at https://www.thehartford.com.