Fleet Management in the Age of Data

The Hartford’s FleetAhead® fleet management program integrates technology and risk management services to help businesses increase safety and reduce the cost of their fleet operations.
Using telematics, businesses are able to gather real-time driver performance data through wireless transmission. FleetAhead helps fleet and risk managers gather data and identify risks, and The Hartford’s Risk Engineering Consultants help them interpret the data and develop strategies for improving driver safety.
From system-generated analytics to coaching strategies designed to improve driver performance, FleetAhead focuses on helping fleet risk managers improve safety, increase efficiency and reduce costs.
Measure. Improve. Succeed.
If we're going to improve something, we must first measure it. FleetAhead starts by measuring driving habits of a business’s fleet operators. Using real-time data collected by telematics devices for each trip, FleetAhead identifies risk indicators of individual drivers including:
  • Speeding
  • Acceleration
  • Breaking
  • Cornering
  • Lane handling
FleetAhead software identifies patterns in driver behaviors and provides insights about a driver’s habits.
Initially, the data is used to create a baseline for individual drivers and to inform fleet managers on where improvements are needed. From there, FleetAhead can recommend coaching strategies that managers can use to help improve driver performance.
With FleetAhead in-vehicle telematics, drivers get feedback while they drive. This way they can correct risky behaviors in real time and start building toward long-term improvement.
Data gathered from the in-vehicle devices feeds to a central web portal where it is stored for analysis. From there, The Hartford’s Risk Engineering team can coach fleet and risk managers on how to interpret the data and identify the best opportunities for improving their fleet operations.
Managers and supervisors get a true representation of how their fleet is performing, are guided on how to identify and correct risky driving behaviors and how to coach their drivers in a positive, constructive manner.
Beyond immediate short-term savings, some commercial fleets using telematics have cut car crash costs in half and reduced fuel consumption by as much as 10%.
In one case, a regional beverage distributor with a fleet of over 100 vehicles saw significant increases in safety and reductions in costs using FleetAhead from The Hartford. After one year, the beverage distributor saw:
  • Overall risky driving behavior was reduced by 75%
  • Improved driving behavior increased fuel savings by almost 7% – roughly $300 per vehicle annually
  • Accidents were reduced by 31% and there was a 74% reduction in accident related costs

Who Benefits from FleetAhead?

Fleet Managers – Safer drivers mean fewer accidents, greater fuel economy and less wear on engines and tires.
Risk Managers – FleetAhead coaching uses real-time telematics data to improve safety.
Your Drivers – Drivers build confidence behind the wheel, develop good safety records and improve performance.
Your Customers – Appointments are kept. Services are provided. Goods are delivered. Company image shines.
A third party telematics vendor provides all telematics products and services under a separate contract. You are responsible for the payment of all costs and fees associated with your telematics device provider. The Hartford does not warrant, and disclaims all liability for, the telematics vendor’s products and services, including any descriptions of the capabilities or benefits of telematics products and services contained in this brochure.

The Hartford does not warrant that the implementation of any risk engineering recommendation will result in the elimination of any unsafe conditions at your business locations or with respect to your business operations. Further, we do not warrant that the implementation of any risk engineering recommendation will result in compliance with the health, fire, safety standards or codes of any local, state, or federal ordinance, regulation, statute or law. We assume no responsibility for the identification, control or correction of hazards, including unsafe driver behaviors. The provision of risk engineering recommendations shall not constitute our undertaking, on your behalf or for the benefit of others, to determine or warrant that your business operations are safe or healthful, or comply with any law, rule, or regulation.

Our Telematics Partners

Our partners represent leaders in the field of telematics and offer a full range of services and capabilities.
Customers of The Hartford may receive a discount on the purchase of these systems from our telematics services providers.

Let’s Talk

To get in touch, email Steve Rippel at srippel@thehartford.com.
The coverages and services described herein are summaries only. All policies should be read carefully to determine exclusions, limitations and other terms and conditions. In the event of a conflict, the terms and conditions of the policy will govern. All coverages and services may not be available for all businesses or in all states. Please contact your agent or broker for details.

Coverage is underwritten by Hartford Fire Insurance Co. and its property and casualty insurance affiliates. In California, this insurance is written by Sentinel Insurance Company, Ltd. (CA license #8701). In TX, this insurance is written by Sentinel Insurance Company, Ltd., Hartford Casualty Insurance Company, Hartford Lloyd’s Insurance Company, Hartford Underwriters Insurance Company, Twin City Fire Insurance Company, Hartford Accident and Indemnity Company and Hartford Fire Insurance Company. In WA, this insurance is written by Hartford Fire Insurance Company, Hartford Casualty Insurance Company, Hartford Accident and Indemnity Company, Hartford Underwriters Insurance Company, Sentinel Insurance Company, Ltd. and Hartford Insurance Company of the Midwest.