General Liability for Midsize and Large Businesses

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Coverage That Keeps Pace With Workplace Risk

General liability insurance helps midsize and large businesses across a wide range of industries respond to third‑party injury and property damage claims.
 
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Why Might a Business Need General Liability Insurance?

General liability insurance helps protect a business from the financial impact of claims involving bodily injury, property damage or personal and advertising injury that may arise from business operations, products or services. It can help cover legal defense costs, settlements and medical expenses related to covered claims.
 

Protection Across Operations

General liability insurance can help businesses:
 
  • Cover claims if someone is injured on business premises
  • Pay for damage caused to someone else’s property
  • Cover legal defense costs, settlements and judgments related to covered claims
  • Protect their finances from claims tied to everyday operations or completed work
The Hartford supports businesses across industries with flexible coverage options tailored to their risks. Our Complex Liability Solutions group is dedicated to creating a liability insurance policy for midsize and large businesses with high hazards.

Looking for Small Business Solutions?

Businesses of all sizes have unique general liability needs. For smaller organizations seeking tailored coverage and resources, visit the dedicated small business general liability page.
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Identifying Risks Before They’re a Problem

The Hartford’s risk engineering team can help find and fix issues before they become a problem. Our specialists support businesses in staying safe and open with a range of services, including:
 
  • Premises risk identification
  • Slip, trip and fall prevention
  • Product risk assessment and management
  • Design and manufacturing process review
  • Contractual risk transfer guidance
  • And more
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Exceptional Claims Service

Our experienced claims and legal assistance teams take a timely, proactive approach to handling claims. We offer these exceptional resources:
 
  • Specialized ClaimPlus Teams focus on serving large customers with tailored claims handling while consulting experienced adjusters for complex cases.
  • Track Risk. Explore Opportunities℠ (TREO) is a risk management information system designed to simplify claims management and effectively lower loss costs. 

Find an Agent or Broker

The Hartford has partners across the country to help with business insurance needs.