Workers’ Compensation for Midsize and Large Businesses

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Helping Workforces Recover and Move Forward

Designed for midsize and large businesses in a wide range of industries, workers’ compensation insurance helps address workplace injuries, claims and evolving risks.
 
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Why Might a Business Need Workers’ Compensation Insurance?

Workers’ compensation insurance helps cover medical care and lost wages for work‑related injuries or illnesses, while also helping a business meet state requirements and reduce legal risk.
 

Support for Safer Workplaces

Workers’ compensation insurance can help businesses:
 
  • Cover medical expenses for work‑related injuries or illnesses
  • Replace a portion of an employee’s lost wages while they recover
  • Support rehabilitation and return‑to‑work programs
  • Protect their finances from employee injury‑related lawsuits
  • Meet state workers’ compensation requirements while supporting employee well‑being
 

Looking for Small Business Solutions?

Businesses of all sizes have unique workers’ compensation needs. For smaller organizations seeking tailored coverage and resources, visit the dedicated small business workers’ compensation page.
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Identifying Risks Before They’re a Problem

The Hartford’s risk engineering team can help find and fix issues before they become a problem. Our specialists support businesses in staying safe and operational with a range of services, including:
 
  • Ergonomic evaluations and consultations
  • Product hazard identification and liability mitigation assistance
  • Prevention recommendations for injuries sustained on a customer’s premises
  • Strategic health services that help promote workplace safety, enhance overall employee wellness and reduce injuries and discomfort
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Exceptional Claims Service

Our experienced claims and legal assistance teams take a timely, proactive approach to handling claims. We offer these exceptional resources:
 
  • Specialized ClaimPlus Teams focus on serving large customers with tailored claims handling while consulting experienced adjusters for complex cases.
  • Track Risk. Explore OpportunitiesSM (TREO) is a risk management information system designed to simplify claims management and effectively lower loss costs.

Find an Agent or Broker

The Hartford has partners across the country to help with business insurance needs.