AARP Maine Car Insurance

Car Insurance Maine
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Pay as little as $77‡‡‡ a month in Maine with the AARP Auto Insurance Program from The Hartford.
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Discover savings with the AARP Homeowners Insurance Program from The Hartford.
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You could save over $600** when you bundle auto and home.
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Car Insurance Quotes for Maine Drivers

Would you like to request a car insurance quote or find out more information about buying car insurance in Maine? Well, you’ve come to the right place. The AARP® Auto Insurance Program from The Hartford1 has been protecting Maine AARP members and their families with car insurance since 1984, earning a reputation for integrity and trust.
 
Maine offers the best of New England, giving you options to travel upstate into the countryside or relax on the beaches surrounding the coast. Whether you’re whale watching off the Atlantic or hunting in the Highlands, the AARP Auto Insurance Program from The Hartford will keep you secure as you travel along Maine’s roadways. You can count on The Hartford to be there when you need us most.
 
If you’re comparing car insurance quotes in Maine or just want information about buying car insurance, you’ve come to the right place. We’ll help you get a car insurance quote for the coverage you need.
 

Car Insurance Benefits Offered to Maine Drivers

Maine drivers could receive valuable car insurance benefits and discounts from the AARP Auto Insurance Program from The Hartford, including:
 
  • New Car Replacement‡
  • Accident Forgiveness‡
  • Disappearing Deductible‡
  • 24/7 Claim Service

What Car Insurance Is Required in Maine?

Insurance requirements vary by state and each state has its own minimum requirements. Maine state law requires liability car insurance at the following state minimums:2
 

Proof of Car Insurance for Maine Drivers

If you’re a licensed driver in the state of Maine, it’s smart to keep a copy of your car insurance ID card in your vehicle along with your registration. Maine is also among several states that now accept electronic proof of auto insurance coverage. And with The Hartford mobile app, you can store your car insurance ID cards right on your phone. For more information, visit the Google Play™ or App Store.™
 

Maine Uninsured Driver Facts

According to a 2021 Insurance Research Council report, 4.9% of Maine drivers are uninsured. This is significantly below the national average of 12.6%.3
 
Uninsured/underinsured motorist car (UMBI) coverage can help with your medical bills if you’re in an accident caused by an uninsured driver or a driver who does not have adequate car insurance coverage. In Maine, your uninsured/underinsured motorist car insurance coverage must have the following minimum coverage amounts:2
 
  • $50,000 per person
  • $100,000 per accident

Maine Car Insurance Cost

The cost of car insurance is determined by many factors, like the state where you live. In Maine, the average car insurance cost is $941. Your auto insurance rate may be discounted if you have a clean driving record. 
 

Is Car Insurance Cheaper in Maine?

The Hartford's customers in Maine pay an average of $928 a year, or about $77 a month, for car insurance.‡‡‡ Like other car insurance companies, we determine your rate based on specific coverage needs, driving history and other factors. So, your car insurance cost may be different than the average in Maine.
 

Car Insurance Discounts in Maine

Drivers in Maine may be able to save on car insurance costs if they pay for their premium in full or bundle their auto insurance with homeowners coverage. At The Hartford, you can save up to 12% on auto insurance and up to 20% on homeowners insurance in Maine if you bundle.** Our customers save an average of $813 after bundling their auto and home policies.**
 

Additional Maine Car Insurance Coverages Available to Drivers

For added protection, Maine drivers may also be eligible for the following car insurance coverages from the AARP Auto Insurance Program from The Hartford:
 

Staying Safe on Maine Roads

As you travel through Maine, there are a number of safe driving laws meant to protect you on Maine’s highways and byways. Here are just a few:5
 

Maine Seat Belt Laws:

Seat belts are required by law while driving the roads of Maine.
 

Maine Distracted Driving Laws:

Texting while driving is banned for all drivers in the State of Maine.
 

Maine Teen Driver Laws:

Getting a driver’s license is a rite of passage for teenagers, and Maine wants to be sure they stay safe in the process. Maine has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.
 

Get Free Car Insurance Quotes in Maine From The Hartford

Whether you’re looking for the minimum required liability coverage or full coverage car insurance in Maine, we make it easy to get a quote. Call The Hartford at 888-413-8970 or get a quote online in just a few minutes. We have many insurance options and can help you decide how to get the best car insurance in Maine for your needs.
 
 
Last Updated: April 2, 2024
 
2 Maine Legislature, “Insurance, bond or self-insurance required”
 
3 Insurance Information Institute, “Facts + Statistics: Uninsured motorists”
 
4 Bankrate, “Average cost of car insurance in Maine for 2023”
 
5 Governors Highway Safety Association, “States”
** Average savings amounts based on information reported by customers who switched to The Hartford from other carriers between 9/1/22 and 8/31/23. Your savings may vary. Average auto insurance savings is $577 and average home insurance savings is $236. Rate differences for AARP members and non-members vary by state and AARP membership tenure. Auto/Home discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance Program from The Hartford. The Hartford does not write new business in all areas, including the states of CA and FL.
 
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
 
§§ Terms and conditions apply.
 
‡ Terms and conditions apply. Accident Forgiveness and the Disappearing Deductible are not available to CA policyholders.
 
‡‡ Terms and conditions apply. Availability varies by state.
 
‡‡‡ Based on one car and driver; individual rate/premium/savings will vary based on actual coverage selections and characteristics of vehicle(s)/driver(s).
 
Additional disclosures below.
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Car Insurance in Plain English

Car Insurance in Plain English

Quick answers and easy-to-understand auto insurance definitions written with you in mind.
 
To learn more, read through our auto insurance definitions page.
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
 
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
 
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MA, by Trumbull Insurance Company; and in PA, by Nutmeg Insurance Company and Twin City Fire Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Nutmeg Insurance Company. Home product is not available in all areas, including the state of FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
 
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.
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