Car Insurance for Nebraska Drivers
Welcome to the AARP® Auto Insurance Program from The Hartford! If you’re a Nebraska driver looking for a car insurance quote, or just want to learn more about buying car insurance in Nebraska, we’re here to help. Since 1984, the AARP Auto Insurance Program from The Hartford1 has been protecting AARP members in Nebraska and their families with car insurance.
Nebraska contains many historical sites and beautiful scenic routes, so there is plenty to see and do. When you travel along Nebraska’s roadways, taking adventures to landmarks like the Happy Jack Peak and Chalk Mine, or catching a show at Pinnacle Bank Arena, you can feel protected with car insurance from the AARP Auto Insurance Program from The Hartford. With high customer ratings for claim service, The Hartford has earned a reputation for integrity and trust over the years.
Car Insurance Benefits Offered to Nebraska Drivers
Nebraska drivers could be eligible for several valuable benefits from the AARP Auto Insurance Program from The Hartford, including:
12-month Rate Protection
New Car Replacement§§
24/7 Claim Service
Required Car Insurance Coverages in Nebraska
The following minimum liability car insurance limits are required by Nebraska state law:2
$25,000 for bodily injury, per person per accident.
$50,000 for bodily injury, total per accident.
$25,000 for property damage per accident.
Proof of Car Insurance in Nebraska
Nebraska state law requires you to furnish a copy of your car insurance ID card if requested by a police officer or other party if involved in an accident. That’s why it’s a good idea to keep a copy of your ID card in the vehicle with your registration. For added convenience, Nebraska is now among the states that will accept an electronic copy of your ID card. With The Hartford’s mobile app, you can store your ID card right on your mobile device. Visit the App Store™ or Google Play™ for more information.
Nebraska Uninsured Driver Facts
According to a 2012 Insurance Research Council report, 6.7 percent of Nebraska drivers are uninsured. This is below the national average of 12.6%.3
Uninsured/underinsured motorist car insurance coverage can help with your medical bills if you’re in an accident caused by an uninsured driver or a driver who does not have adequate car insurance coverage. In Nebraska, your uninsured/underinsured motorist car insurance coverage must have the following minimum coverage amounts:2
$25,000 per person
$50,000 per accident
Additional Car Insurance Coverages and Benefits Available to Nebraska Drivers
For added protection, Nebraska drivers may also be eligible for the following coverages from the AARP Auto Insurance Program from The Hartford:
Staying Safe on Nebraska Roads
As you travel through Nebraska, there are a number of safe driving laws meant to protect you on Nebraska’s highways and byways. Here are just a few:4
Nebraska Seat Belt Laws:
Although the state of Nebraska does not have mandatory seat belt laws, law enforcement can ticket you for this violation if you are pulled over for another reason.
Nebraska Distracted Driving Laws:
Nebraska has a number of laws in place to discourage distracted driving:
New drivers in Nebraska are not allowed to use hand-held or hands-free cell phones.
Texting while driving is banned in the state of Nebraska.
Nebraska Teen Driver Laws:
Getting a driver’s license is a rite of passage for all teenagers, and Nebraska wants to be sure they stay safe in the process! Nebraska has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.