The Hartford is consistently one of the highest-rated insurance companies, offering AARP members a wide range of exclusive benefits and coverage options.
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Since 1984, AARP® Home Insurance From The Hartford1 has helped protect what matters most. Whether it’s homeowners insurance, condo insurance or renters insurance, The Hartford proudly offers customizable coverage options and savings to help AARP members protect their homes, belongings and guests without breaking the bank.
About Our Customer Reviews
The Hartford publishes reviews so you can read about actual experiences our customers have shared. The reviews on this site are individual descriptions of costs, savings amounts, and customer experiences with our products and services that will vary based on their unique circumstances. Please note that each review is presented in its original form after having been reviewed by The Hartford and reviews are not representative of all customers.
Guidelines for Reviews
The Hartford publishes reviews in order that site visitors may learn from actual experiences our customers have shared.
The Hartford applies several guidelines in the consideration of customer reviews for publication on our web site.
In general, reviews are published if they are relevant to the experience and not defamatory.
While the application of publishing guidelines is a subjective process, the following are frequent reasons which may prevent posting of a review:
- Derogatory, abusive, threatening or offensive language and statements will disqualify a review from being published.
- In order to protect our customers' privacy, and that of our employees and business partners, reviews containing personally identifiable information will not be published.
- We do not publish reviews citing exact premium and settlement amounts.
- We do not publish reviews that include a description of illegal activity or reference pending or current litigation.
- We do not edit, correct, or modify ratings or reviews, regardless of content or tone.
What Makes The Hartford One of the Best Home Insurance Companies for AARP Members?
With our consistently strong financial ratings, you can feel confident you’re doing business with a company you can trust.
| Organization | The Hartford’s Rating2 | Description |
|---|---|---|
| A.M. Best | A+ | Superior financial ratings regarding The Hartford’s creditworthiness. |
| Moody's | A1 | Prime long-term ratings based on various quantitative and qualitative factors. |
| S&P | A+ | Strong ratings based on The Hartford’s capacity to meet its financial commitments. |
Outstanding Customer Service
Whether you’re shopping around to compare quotes or need to update your current policy, The Hartford’s customer service representatives are here to help.
Fast and Easy Claims Process
If you need to make a home insurance claim, The Hartford’s representatives are available 24/7 to help make the process as stress-free as possible.
Exclusive Discounts and Savings
For over 40 years, The Hartford has been offering AARP members exclusive benefits and discounts, including savings of nearly $1,000 when you bundle auto and home insurance.**
At The Hartford, we know that home insurance needs may change as you get older, earning us the reputation of being a trusted carrier for people age 50 and up. To get started, call The Hartford at 877-422-2345 or get a home insurance quote online today.
2 Financial ratings as of December 31, 2019.
** Average annual savings are based on information reported by customers who switched to The Hartford’s newest rate plan between 9/1/24 and 8/31/25. Average auto insurance savings $597 and average home insurance savings $366. Your savings may vary. Rate differences for AARP members and non-members vary by state and AARP membership tenure. Auto/Home discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance program from The Hartford. The Hartford does not write new business in all areas, including the states of CA and FL.
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
§§ Terms and conditions apply.
‡ Terms and conditions apply. Accident Forgiveness and the Disappearing Deductible are not available to CA policyholders.
‡‡ Terms and conditions apply. Availability varies by state.
‡‡‡ Based on one car and driver; individual rate/premium/savings will vary based on actual coverage selections and characteristics of vehicle(s)/driver(s).
Additional disclosures below.