Glazier Insurance

business owner protected by glazier insurance

Glazier Insurance That Reflects Your Small Business Needs

Working with glass requires precision, skill and a steady hand, but even the most experienced glaziers face risks. Glazier insurance helps provide the coverage you need to keep installing, repairing and crafting with confidence.
 
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business owner protected by glazier insurance

What Is Glazier Insurance?

Glazier insurance is a collection of coverages designed for professionals who install, repair and replace glass in homes, businesses and vehicles. Also known as glass contractor insurance, this package of business insurance coverages helps protect you from risks like:
 
  • Personal injury
  • Property damage
  • Stolen or damaged equipment
  • Liability claims

Why Might You Need Glazier Insurance?

You work with the utmost attention to detail, but accidents can still happen. A dropped pane, a faulty seal or even a minor installation mistake can lead to costly damages or injuries. Without the right coverage, you could be responsible for paying expensive claims, repairs or legal fees out of pocket. As a glazier, insurance coverage from The Hartford can give you peace of mind knowing our solutions are designed for your trade.
small business owner protected by knowing who needs glazier insurance

Who Needs Glazier Insurance?

We designed our business insurance coverage solutions with glass professionals and contractors in mind. Our coverage can help protect:
 
  • Residential and commercial glass installers
  • Window and door contractors
  • Custom glass fabricators
  • Auto glass repair and replacement services
  • Storefront and curtain wall contractors
  • Stained glass artists and restoration specialists
  • Mobile glaziers who provide on-site services

What Type of Insurance Do I Need as a Glazier?

Many glaziers have a Business Owner’s Policy (BOP) as the foundation of their insurance plan for the reassurance it can provide. It includes three types of coverage to help protect you from claims of property damage, bodily injury and theft.

A BOP includes: 
 
General liability insurance to help protect your glazier business from claims that it caused bodily injury or property damage to others. 
 
Commercial property insurance to help protect your owned or rented building, as well as tools, equipment, inventory and supplies you use to operate your glazier business. These can include:
 
  • Glass panels and sheets
  • Cutting and installation tools
  • Suction cups and lifting equipment
  • Glazing putty and sealants
  • Personal protective equipment 
  • Window frames and hardware
  • Portable workbenches and ladders
Business income insurance to help replace lost income if you can’t operate your business temporarily due to damage from theft, fire or wind.
 
At The Hartford, we know no two glaziers have the same needs or face the same risks. We’ve made it easy for you to add other types of insurance to your BOP for well-rounded protection, including:
 
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Help protect your glass business with coverage options designed to support the livelihood you’ve built.
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How Much Does Glazier Insurance Cost? 

Glazier insurance costs vary because every business has unique needs. On average, The Hartford’s small business customers pay:**
 
  • BOP: $1,687 a year, or about $141 a month
  • Stand-alone general liability insurance: $810 a year, or about $68 a month
  • Workers’ compensation insurance: $1,032 a year, or about $86 a month
It’s important to remember that the cost of your glazier insurance may be different than the average. Insurers may use several factors to determine your premiums, including the size of your operation and the number of claims you’ve had before. The best way to find out how much you’ll pay for insurance is to get a quote.
small business owner happy to easily get proof of insurance for glaziers

Proof of Insurance 24/7 

Running a glass business means you need quick access to important documents. We make it easy to retrieve your proof of insurance online anytime.

Covering Your Operations

Your customers rely on you for timely installations and repairs. But what happens if something impacts your ability to work, like accidentally breaking a pane of glass or an injury at the jobsite? The right insurance for glaziers can help cover costly claims, so you can keep your business running smoothly. 
Small businesses pay about $35 in legal costs per $1,000 earned.1
general liability for glaziers

General Liability Insurance

“A passerby got hurt because the jobsite wasn’t sectioned off properly. They tripped over some fencing and tools, spraining their ankle. They sued us to pay their medical bill.”
 
General liability helps cover claims that your glazier business hurt somebody else. It can help pay their medical bills or your legal fees if you get sued.
EPLI for glaziers

Employment Practices Liability Insurance (EPLI)

“I had to let my foreman go because of poor performance. I was surprised to learn he sued my business for wrongful termination.”
 
Employment practices liability insurance (EPLI) is included in a BOP from The Hartford. It helps cover employment-related claims, such as harassment, discrimination and wrongful termination. Our coverage also extends to claims made by vendors or customers.

Taking Care of Your Team

Your team is the driving force behind your business, providing outstanding customer service and expert installation. But in a high-risk trade like glazing, accidents can happen. Comprehensive insurance solutions can help protect your employees on the job.
The total cost of workplace injuries in 2022 was $167 billion.2
workers compensation for glaziers

Workers’ Compensation Insurance

“One of my installers slipped coming down a ladder. We were lucky it wasn’t serious, but he did need to see a doctor and take some time off work.”
 
Workers’ compensation insurance gives your team benefits to help them recover from work-related injuries or illnesses. It can help pay their medical bills and replace lost wages if they can’t work. With The Hartford, your employees also have access to a network of over 1 million providers and 65,000 pharmacies.
commercial auto liability insurance for glaziers

Commercial Auto Insurance

“Our glass carrier got rear-ended on the way to a jobsite. We had to pay out of pocket for a rental to keep things moving.”
 
Commercial auto insurance can help protect you and your employees on the road when using a business-owned vehicle for work.

Protecting Your Property

Your tools, equipment and inventory are the foundation of your work. Without them, your business comes to a halt. Unexpected events like storms, theft or damage can lead to costly setbacks if you’re not protected. With the right type of insurance, you can recover quickly and minimize downtime.
On average, a fire department responds to a fire in the U.S. every 23 seconds.3
commercial property insurance for glaziers

Commercial Property Insurance

“A fire broke out in our warehouse, damaging a lot of equipment and inventory we were storing.”
 
Commercial property insurance helps protect your owned or rented building, as well as equipment, tools, supplies and inventory you use to operate your glazier business.
Contractors Equipment Insurance for glaziers

Contractors Equipment Insurance

“Someone broke into our truck and stole our power tools, drill bits and putty knives.”
 
Contractors equipment insurance is designed to help cover damaged or missing contracting equipment. It can also help pay for the removal of debris and cleanup after an accident. This insurance even helps cover losses from theft and can help pay the costs to expedite a project that is late as due to a covered loss.

Reliable Insurance for Your Glazier Business

With more than 200 years of insurance experience, The Hartford understands the unique risks glass installers face. That’s why we designed our insurance solutions to meet the needs of glaziers like you.
 
Find out more about other contractors and construction professions we insure:
 

Frequently Asked Questions About Glazier Insurance

Glazier insurance is made up of different types of coverage designed to protect your business from the unique risks of working with glass. These coverages can help safeguard your business against claims of bodily injury or property damage. For example, if someone gets hurt while visiting your warehouse, general liability insurance can help pay their medical bills. Or if you accidentally damage a client’s wall while installing new glass panes, your general liability coverage can help cover the repair costs. There are many types of coverage you can get to help protect your glazing business from various risks.
Glazier insurance is essential for shielding your business from the high costs of property damage, workplace accidents and legal claims. Whether from damage caused on the job or injuries caused in a car accident, a single lawsuit can be financially devastating. Without the right coverage, you could be forced to pay for expensive repairs, medical bills or legal fees out of pocket. Certain types of insurance may also be required by law in your state. Glazier insurance can help protect your assets and keep you compliant.
The best way to get glazier insurance from The Hartford is to get a quote. We make it easy for you to get a fast and free insurance quote online.
business owner works after getting glazier insurance quote

Keep Your Business Shatterproof With Glazier Insurance

Get the coverage you need to help protect your tools, team and customers.
 
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Related Articles

 
 
Last Updated: November 20, 2025
 
1 U.S. Chamber Institute for Legal Reform, “Tort Costs for Small Businesses
 
2 National Safety Council (NSC), "Work Injury Costs"
 
3 The National Fire Protection Association, “Fire Loss in the United States”
** Costs, premiums, and coverages mentioned are estimates and are not guaranteed. Actual cost, premium, and coverage are determined at the time of quote or issue and are specific to an individual risk. Premiums are based on information provided to The Hartford, including, but not limited to, underwriting and rating criteria. All examples included on this website or in an advertisement are intended for informational purposes only and are not an offer or a guarantee of premium or coverage. Coverage and products described are subject to the terms and conditions found in the policy contract. Any educational information provided about available coverages does not modify the policy language or imply that any claim is covered. Products are not available in all states or for all businesses.
This page outlines in general terms the coverages that may be afforded under a policy from The Hartford. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail.
 
All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Insurance Group, Inc. In Arizona, California, New Hampshire, Texas, and Washington by Hartford Fire Insurance Company, Hartford Casualty Insurance Company, Hartford Accident & Indemnity Company, Hartford Underwriters Insurance Company, Twin City Fire Insurance Company, Pacific Insurance Company, Limited, Sentinel Insurance Company, LTD (CA license #8701), Hartford Lloyd's Insurance Company, Hartford Insurance Company of Illinois, Hartford Insurance Company of the Midwest, Trumbull Insurance Company, Hartford Insurance Company of the Southeast, and Property & Casualty Insurance Company of Hartford and its property and casualty insurance company affiliates, One Hartford Plaza, Hartford, CT 06155.
 
Additional disclosures below.
The Hartford shall not be liable for any damages in connection with the use of any information provided on this page. Please consult with your insurance agent/broker or insurance company to determine specific coverage needs as this information is intended to be educational in nature.
 
The information contained on this page should not be construed as specific legal, HR, financial, or insurance advice and is not a guarantee of coverage. In the event of a loss or claim, coverage determinations will be subject to the policy language, and any potential claim payment will be determined following a claim investigation.
 
Certain coverages vary by state and may not be available to all businesses. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Insurance Group, Inc. listed in the Legal Notice.
 
The Hartford Insurance Group, Inc., (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, CT. For additional details, please read The Hartford’s Legal Notice.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.
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