The Hartford doesn’t offer radiologist insurance online, but a local agency or Tivly may be able to help you find the coverage you need. The following content includes information from various sources and can change over time.
What Is Radiologist Insurance?
Radiologist insurance is made up of different types of business insurance coverages to help protect you from various risks. It’s designed to help safeguard your practice from claims related to accidents, injury or property damage. Whether you work at a radiology office, imaging center or hospital, every healthcare professional faces challenges. Radiologist insurance can help protect you from unexpected events that could impact your practice.
Although The Hartford doesn’t offer radiology malpractice insurance or coverage for this industry, Tivly can help you get the coverage you’re looking for.
Why Do I Need Radiologist Insurance?
Radiologist insurance can help protect your practice from costly litigation and damages. From property theft to bodily injury or medical negligence claims, the financial hit could be huge if you don’t have proper insurance coverage.
Insurance can help protect your practice in a variety of ways, like if:
- A patient sues your practice because their scan was misread, or they weren’t treated properly because of a mistake.
- Your imaging equipment breaks and you need to make expensive repairs.
- A data breach exposes patient records, putting your practice at risk of compliance violations.
How Much Does Radiologist Insurance Cost?
What you pay for radiologist insurance might be different from other radiology practices. Insurance companies may base your coverage price on different factors, like:
- Number of employees
- Location of your business
- Types of coverage needed
- Your claims history
- The coverage limits you select
The best way to find out your radiology insurance cost is to get a free quote online through Tivly.
Radiologist Insurance Coverages
When it comes to protecting your radiology practice, you’ll want an insurance policy that helps protect you from the unique risks of your profession:
General liability insurance helps protect your radiology practice from claims that it caused bodily injury or property damage to others. Insurance can help cover the cost of medical bills, damages and legal fees.
Workers’ compensation insurance helps support your employees if they get a work-related injury or illness. This insurance can help cover their medical bills and lost wages if they can’t work.
General Liability Insurance
“A patient slipped on a freshly mopped floor in the prep room and aggravated an old back injury. She sued our practice to cover her medical costs.”
General liability helps cover claims that your radiology practice hurt somebody else. It can help pay their medical bills or your legal costs if you get sued.
Water Contamination Coverage
“When the municipal water treatment plant announced that our water supply was contaminated, we had no choice but to close the office until the issue was resolved.”
Water coverage can help protect you from lost income if you have to shut down temporarily. It can also help pay for bottled water so you can stay open.
Workers’ Compensation Insurance
“One of our radiology techs hurt her back while helping a patient onto the table. She needed several weeks off to recover.”
Workers’ compensation insurance gives your team benefits to help them recover from work-related injuries or illnesses. It can help pay their medical bills and replace lost wages if they can’t work.
Commercial Auto Insurance
“Our receptionist was in a car accident while out picking up supplies. Thankfully, she’s OK, but the other driver needed to go to the hospital for treatment.”
Commercial auto insurance can help protect your employees on the road if they drive company-owned vehicles for work. It can help cover the cost of property damage and bodily injury claims related to an accident.
Commercial Property Insurance
“When a tropical storm hit, it shattered our front window, and the heavy rain completely ruined our waiting room. It took weeks to replace the flooring and furniture, which was a huge expense.”
Commercial property insurance helps protect your owned or rented building, as well as equipment, tools, supplies and inventory you use to operate your radiology practice.
Lost Medicine Coverage
“A shipment of contrast agents arrived late and sat outside overnight, making them unsafe to use. We had to reorder the whole batch.”
Lost medicine coverage, also known as spoilage coverage, helps cover the cost of spoiled or ruined products that need to maintain a certain temperature to stay marketable.
Radiology Insurance That Helps Protect Your Practice Beyond the Exam Room
Get a quote from Tivly for the coverage you need, so you can stay focused on providing quality care.
** Costs, premiums, and coverages mentioned are estimates and are not guaranteed. Actual cost, premium, and coverage are determined at the time of quote or issue and are specific to an individual risk. Premiums are based on information provided to The Hartford, including, but not limited to, underwriting and rating criteria. All examples included on this website or in an advertisement are intended for informational purposes only and are not an offer or a guarantee of premium or coverage. Coverage and products described are subject to the terms and conditions found in the policy contract. Any educational information provided about available coverages does not modify the policy language or imply that any claim is covered. Products are not available in all states or for all businesses.
The Hartford does not currently have a product available to provide the coverage described on this page. You are being referred to Tivly in an effort to connect you with a carrier who may provide this coverage. This link will redirect you to a third-party website, owned and operated by an independent party ("Tivly"). Any link you make to or from the Tivly website will be at your own risk. Any use of the Tivly website will be subject to and any information you provide will be governed by the terms of the Tivly website, including those relating to confidentiality, data privacy and security. The Hartford and its affiliates (collectively "The Hartford") do not endorse or approve and make no warranties, representations or undertakings relating to the content of the Tivly website. The Hartford assumes no liability for loss, damage and any other consequence resulting directly or indirectly from your access to the Tivly website or any information that you may provide on the Tivly website.
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