Producer Compensation Consumer Markets

Base Commission paid to Producers on Personal Insurance policies placed with The Hartford vary and are based on a variety of factors, as described on our Producer Compensation Disclosure page. The historic ranges set forth below apply to ninety (90%) percent of Personal Insurance policies written with us.

Type of Policy Base Commission Ranges
  Low High
Automobile (including Umbrella) 7% 16%
Homeowners 7% 15%
Dwelling Fire 5% 5%
Flood 10% 20%

Base Commission ranges shown are net of any policyholder service fees charged to the Producer. When applicable, such fees are generally 1% of the premium.
 

Contingent Commission

In addition to receiving a Base Commission, a Producer may be eligible to earn a Contingent Commission. Contingent Commission can be earned based on a Producer's performance with us over a specified period in the past, as described on our Producer Compensation Disclosure page. Contingent Commission ranges from 1% to 7.0% of eligible premium for 90% of our eligible Producers.

Supplemental Commission

In addition to receiving a Base Commission, a Producer may receive Supplemental Commission. Supplemental Commission for 90% of the Producers who earn such commissions ranges from 1% to 7%.

Other Information

A special additional commission, typically not exceeding 10%, may be paid in connection with Quoting Preferences and Book Quoting Opportunities as described in more detail on our Producer Compensation Disclosure page.

Individual Producers and customer service representatives may also receive other payments, benefits, and compensation, including individual incentive awards (usually less than $100 per policy sold or other performance measures) as described in more detail on our Producer Compensation Disclosure page.

 

For additional information about compensation relating to your policy, please contact your producer.