Car Insurance for Ohio Drivers
The AARP® Auto Insurance Program from The Hartford1 welcomes Ohio drivers! You’ve come to the right place if you’re looking to request a car insurance quote, or find out more about buying car insurance in the Buckeye State. The Hartford has been insuring Ohio AARP members since 1984, and our car insurance coverage has earned us a reputation for integrity and trust with our customers. That’s why customers rate The Hartford highly for claims services – and why Ohio drivers can feel confident that we’ll be there when you need dependable car insurance protection.
Whether you’re traveling from the Rock and Roll Hall of Fame to the foothills of the Appalachian Mountains, The Hartford knows it’s important for experienced drivers like you to feel protected as you travel along Ohio’s roadways. The Hartford will make sure you get the car insurance coverage and protection you need.
Car Insurance Benefits Offered for Ohio Drivers
As an Ohio driver, you could be eligible to receive valuable car insurance benefits from the AARP Auto Insurance Program from The Hartford. Our car insurance coverage benefits can include the following:
12-month Rate Protection
New Car Replacement§§
24/7 Claim Service
Required Car Insurance Coverages in Ohio
State law in Ohio requires drivers to carry liability coverage in the following amounts:2
$25,000 for bodily injury, per person per accident
$50,000 for bodily injury, total per accident
$25,000 for property damage per accident
Proof of Car Insurance for Ohio Drivers
It’s recommended that Ohio drivers keep proof of their car insurance with their registration in the car at all times. For added convenience, Ohio drivers can also furnish electronic proof of their car insurance. With The Hartford’s mobile app, you can store your ID cards right on your mobile device. Visit the App Store™ or Google Play™ for more information.
Ohio Uninsured Driver Facts
According to a 2012 Insurance Research Council report, 13.5 percent of Ohio drivers are driving without car insurance. This is slightly above the national average of 12.6% of drivers without car insurance.3
If you’re ever in an accident caused by a driver without car insurance or a driver with inadequate car insurance coverage, uninsured/underinsured motorist coverage can help you avoid financial loss. Although this coverage is not required in Ohio, it provides a valuable benefit and additional peace of mind.
Additional Car Insurance Coverages Available to Ohio Drivers
In addition to providing you with the state-required car insurance coverages, the AARP Auto Insurance Program from The Hartford offers Ohio drivers additional coverage to provide extra security, including:
Comprehensive with Full Glass Coverage
Uninsured/Underinsured Motorists Coverage
Staying Safe on Ohio Roads
As you travel through Ohio, there are a number of safe driving laws meant to protect you on Ohio’s highways and byways. Here are just a few:4
Ohio Seat Belt Laws:
Although Ohio does not have mandatory seat belt laws, law enforcement can ticket you for not wearing a seat belt if you are pulled over for another violation.
Ohio Distracted Driving Laws:
Ohio has laws in place to discourage distracted driving:
New drivers are not allowed to use hand-held or hands-free cell phones.
Texting while driving is banned in the State of Ohio.
Ohio Teen Driver Laws:
Getting a driver’s license is a rite of passage for all teenagers, and Ohio wants to be sure they stay safe in the process! Ohio has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.