Car Insurance for South Carolina Drivers
The charming state of South Carolina offers many reasons to take a road trip. Whether taking a road trip to Charleston, or vacationing on Myrtle Beach, it’s important to have high quality car insurance protection to keep you and your family secure on South Carolina’s roadways.
The AARP® Auto Insurance Program from The Hartford has been protecting South Carolina AARP members and their families since 1984, and has earned a reputation for integrity and trust. South Carolina drivers can rely on The Hartford’s car insurance to be there when it’s needed most – that’s why our customers rate us highly for our car insurance claim service.
Car Insurance Benefits Offered to South Carolina Drivers
South Carolina drivers could receive valuable car insurance benefits from the AARP Auto Insurance Program from The Hartford, including:
12-month Rate Protection
New Car Replacement§§
24/7 Claim Service
Required Car Insurance Coverages in South Carolina
South Carolina state law requires liability car insurance at the following minimum limits2:
$25,000 for bodily injury, per person per accident.
$50,000 for bodily injury, total per accident.
$25,000 for property damage per accident.
Proof of Car Insurance in South Carolina
South Carolina state law requires you to furnish a copy of your car insurance ID card if requested by a police officer or other party if involved in an accident. That’s why it’s a good idea to keep a copy of your ID card in the vehicle with your registration.
South Carolina Uninsured Driver Facts
According to a 2012 Insurance Research Council report, 9.4 percent of South Carolina drivers are uninsured. This is below the national average of 12.6%.3
Uninsured/underinsured motorist car insurance coverage can help with your medical bills if you’re in an accident caused by an uninsured driver or a driver who does not have adequate car insurance coverage. In South Carolina, your uninsured/underinsured motorist car insurance coverage must have the following minimum coverage amounts2:
$25,000 per person
$50,000 per accident
25,000 for property damage
Additional Car Insurance Coverages Available to South Carolina Drivers
For added protection, South Carolina drivers may also be eligible for the following coverages from the AARP Auto Insurance Program from The Hartford:
Staying Safe on South Carolina Roads
As you travel through South Carolina, there are a number of safe driving laws meant to protect you on South Carolina’s highways and byways. Here are just a few4:
South Carolina Seat Belt Laws:
South Carolina is one of 34 states that have a primary seat belt law – which means that law enforcement can ticket a driver or passenger for not wearing a seat belt without any other traffic violation.
South Carolina Distracted Driving Laws:
South Carolina has a number of laws in place to discourage distracted driving:
All drivers in South Carolina are not allowed to use hand-held cell phones.
Texting while driving is banned in the State of South Carolina.
South Carolina Teen Driver Laws:
Getting a driver’s license is a rite of passage for all teenagers, and South Carolina wants to be sure they stay safe in the process! South Carolina has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.