Financial Services Insurance Solutions

Protection That Supports Performance and Resilience

Financial institutions face increasing demands, including meeting customer and employee expectations, improving performance and staying compliant with evolving regulations. These challenges heighten exposure to risk, making specialized insurance solutions essential for stability and growth.

Coverage Across the Financial Services Industry

For more than 200 years, The Hartford has been a trusted name in insurance, combining deep industry experience with a team of knowledgeable specialists dedicated to supporting financial institutions like:

Banks/Credit Unions
Commercial Lenders
Insurance Agents/Brokers
Insurance Companies
Investors
Private Equity Firms
Mortgage Bankers
Security Brokers
Real Estate Investment Trusts

Specialized Property and Liability Coverage for Financial Institutions

We provide tailored insurance solutions to help financial institutions and service providers manage complex risks. Our comprehensive offerings are designed to help reduce exposure and deliver confidence, including:

Management and Professional Liability

Management and Professional Liability insurance helps protect financial institutions from liability risks that their leader could face. We offer:

Directors, Officers and Entity Liability (D&O insurance)
Errors and Omissions (Professional Liability)
Employment Practices Liability (EPL) coverage
Fiduciary coverage
Crime coverage
General Partners Liability

Property Choice^®

Property Choice^® helps protect your financial institution’s buildings, facilities, and business equipment. It also includes valuable coverage extensions such as:

Accounts Receivable
Newly Acquired Property
Direct and Indirect Contingent Business Income
Utility Services Interruption

Optional additional coverages are available such as Cloud Computing Services, Professional Employee Replacement Expense, and Business Personal Property at Remote Worker Locations.

Mortgage Protection

Mortgage protection insurance addresses impairment and errors & omissions claims associated with a mortgage portfolio for lenders.

General Liability Choice^®

General Liability Choice^® helps protect financial institutions from claims of bodily injury and property damage.

Workers’ Compensation

Workers’ Compensation insurance helps financial services employees recover from work-related injuries or illnesses.

Cyber Liability

Cyber Liability insurance for financial institutions helps businesses prepare for, respond to and recover from a cyberattack.

Umbrella and Excess Liability

Umbrella and Excess Liability coverage helps provide financial services businesses worldwide coverage and limits up to $25 million.

Multinational Choice

Multinational Choice helps protect financial institutions from losses and claims in over 200 countries. Regular business insurance doesn’t provide coverage outside the United States.

Private Equity Deals

Private equity and financial institutions rely on The Hartford’s deep knowledge of the M&A due diligence process and the experience of our underwriters to deliver fast, flexible and customizable insurance solutions.

Financial institutions and risk engineering

Identifying Risks Before They’re a Problem for Financial Institutions

Our risk engineering team can help find and fix issues before they become a problem for a financial institution. Our specialists use a variety of resources to help make businesses safer, including:

Ergonomic evaluations
Business continuity planning
Emergency preparedness
Premises safety
Cyber security
Return-to-work programs
Resources for controlling losses and limiting exposures

Exceptional Claims Service Dedicated to Financial Institutions

Our experienced claims and legal assistance teams take a timely, proactive approach to handling claims. We offer these exceptional resources:

Specialized ClaimPlus Teams focus on serving large customers with tailored claims handling while consulting experienced adjusters for complex cases.
Track Risk. Explore Opportunities (TREO) is a risk management information system designed to simplify claims management and effectively lower loss costs.