Financial Institutions

Corporate Insurance for a Broad Spectrum of Needs

Who We Serve

Today’s financial institutions often offer a range of services that span insurance, banking and investment advisory operations. This blurring of traditional lines requires corporate insurance solutions that address both the depth and breadth of a modern financial services company.
With more than 500 investment advisers and investment funds insured, our dedicated underwriting staff can provide customized solutions to serve the protection needs of financial institutions of all types and sizes.

Our Target

  • Investment advisers
  • Insurance companies
  • Lending institutions, including community banks, credit unions and mortgage banks
  • Real Estate Investment Trusts (REITs) & real estate funds
  • Mutual funds
  • Private equity funds
  • General partnerships
  • Hedge funds
  • Venture capital funds

What We Offer

  • The Hartford’s standalone D&O Premier Defense Policy protects financial institutions, their directors, officers and management team against the perils of securities litigation
  • Comprehensive Financial Institution bond and commercial crime (Fidelity) coverage protects against loss resulting from employee dishonesty, theft of property, forgery or computer system fraud, such as spear phishing
  • Broad D&O protection for REITs belonging to a trade association
  • The Hartford Private Equity Choice® Policy protects private equity and venture capital firms across a range management and professional liability exposures with multiple coverage parts
  • Insurance company management and professional liability coverage protects against a wide range of D&O and E&O exposures
  • Representations and warranties (R&W) insurance protects companies from common merger and acquisition (M&A) risks
  • Mortgage protection insurance to address mortgage impairment and errors and omission claims associated with a mortgage portfolio
  • Broad property and liability coverage which may include to foreclosed property and Other Real Estate Owned (OREO), real estate for which your client’s company is acting as a trustee, and Automatic Teller Machines
  • Property protection from financial loss associated with securities that are lost or stolen after being mailed to customers and other financial institutions
  • Industry-leading workers’ compensation broad form with pay-as-you-go billing
  • Commercial auto broad form endorsement at no additional cost that covers employee accidents while on the job and may include protection for repossessed autos
  • Multinational coverage on Hartford paper for employees that travel abroad or firms with offices outside of the U.S.
  • Umbrella/Excess liability coverage

Risk Engineering

Our Risk Engineering team can provide a broad range of loss control consultative and education services, including:
  • Emergency preparedness
  • Premises safety
  • Cyber security
  • Ergonomic evaluations
  • Return-to-work programs
  • Free technical information papers (TIPS) on controlling losses and limiting exposures

Specialized Claims Service

We provide 24/7 claims reporting and specialized claims-handlers for specific coverages. Plus, our experienced claims and legal assistance teams can help your customers achieve the best outcomes for even the most difficult claims.