Customized Solutions for Healthcare Providers
Who We Serve
Healthcare organizations have their own unique set of exposures, and The Hartford has years of experience designing coverage packages to serve their protection needs. We offer comprehensive solutions for a broad range of midsize outpatient care facilities and practices and long-term care facilities and hospitals.
Our Target
Outpatient: Doctors, Dental Practices, Medical Labs
- Doctors of Medicine
- Dentists
- Osteopathy
- Chiropractors
- Optometrists
- Podiatrists
- Medical Laboratories
- Dental Laboratories
- Health Practitioners, NEC
- Kidney Dialysis Centers
- Specialty Outpatient Facilities, NEC
- Health and Allied Services, NEC
Inpatient: Hospitals
- Joint commission certified
- Generally less than 300 beds per facility
- General Medical and Surgical Hospitals
- Specialty Hospitals
Inpatient: Long-Term Care Facilities
- Medicare and Medicaid certified
- Generally more than 50 beds per facility
- Nursing and Personal Care Facilities
- Skilled Nursing Care Facilities
- Intermediate Care
What We Offer
Many of our standard coverages can be customized to meet the unique protection needs of healthcare practices. We offer:
- Workers’ compensation coverage that includes special programs like Needlestick Specialized Claims Handling
-
Property insurance with enhancements that address the unique needs of healthcare organizations, including coverage for:
- Medical and dental equipment
- Communicable disease contamination
- Mandated decontamination
- Condemnation of undamaged stock
- Radioactive contamination
- Resident or patient emergency evacuation
- Resident or patient personal effects
- Commercial auto insurance with coverage for patient transportation
- Private Choice Premier for Healthcare Organizations package policy protects a broad range of healthcare organizations from management liability exposures with five critical coverages:
- Broad liability coverage for bodily injury and property damage arising from outpatient facilities’ premises and operations (no available for inpatient facilities)
- Umbrella and excess liability coverage
Risk Engineering
Our Risk Engineering team can provide a broad range of loss control consultative and education services to help your healthcare clients minimize loss and protect their assets. Services include:
- Onsite training for managing specific industry risks such as sharps injury prevention and patient handling/evaluations
- Personable phone, online and on-site services
- Free technical information papers (TIPS) on controlling losses and limiting exposures
- Webinars and online courses on health care-related topics,
- Our own AIHA-accredited industrial hygiene laboratory
- Risk assessment in ergonomics, machine safeguarding, driver safety and more
Specialized Claims Service
We provide 24/7 claims reporting and specialized claims-handlers for specific coverages. Plus, our experienced claims and legal assistance teams can help your customers achieve the best outcomes for even the most difficult claims.