Home Insurance Quotes From The Hartford for AARP Members

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Tisa Z., Customer since 1999
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Discover savings with AARP Homeowners Insurance from The Hartford.
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Get a renters insurance quote from The Hartford to protect your personal belongings.
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Discover discounts and benefits with AARP Auto Insurance from The Hartford.
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Homeowners Insurance Quotes for Affordable Coverage

Home insurance, also known as homeowners insurance or house insurance, is important for protecting your home and its contents if they are damaged. It can also help provide liability coverage if someone gets injured on your property. Through the AARP® Homeowners Insurance Program from The Hartford,1 we make it easy to find great home insurance coverage at an affordable price. Call our representatives at 877-422-2345 or get your customized quote online today.
 

Getting a Home Insurance Quote

What Information Do I Need To Get a Homeowners Insurance Quote?

It’s easy to get an online quote for homeowners insurance. All it takes is a few minutes to customize your homeowners insurance quote that best protects your property. To get a quote, you’ll need to have a few pieces of information ready, such as:
 
  • Your home address
  • Whether you rent or own your home
  • How many people live there with you

How To Compare Homeowners Insurance Quotes

When comparing homeowners insurance quotes from different companies, you should evaluate a few key pieces of information, like the:
 
  • Deductibles
  • Types of coverage
  • Policy limits

AARP Member Home Insurance Discounts, Savings and Benefits

The AARP Homeowners Insurance Program from The Hartford rewards members with several discounts and benefits to help you save more on home insurance.
 

Home Insurance Discounts and Ways To Save

The Hartford offers a variety of homeowners insurance discounts to help you save money when protecting your home, including:
 
  • Fire Protection: If you install devices like monitored alarms, then you could get a home insurance discount.
  • Home Security: Simple changes, like adding burglar alarms or security systems, can get you home insurance discounts.
  • Home and Auto Insurance Bundle: Get the AARP member car and home insurance bundle and save nearly $1,000 or up to 12% on car insurance and 20% on home, condo or renters insurance.
 

AARP Homeowners Insurance Benefits

Get even more benefits from your home insurance by bundling. The AARP® Auto and Home Insurance Program from The Hartford1 offers AARP members exclusive car insurance benefits and discounts when you bundle with a homeowners insurance policy, such as:
 
  • Up to 12% off your car insurance premiums**
  • Lifetime Car Repair Assurance
  • New Car Replacement§§
  • RecoverCare§
  • Accident Forgiveness‡
  • Disappearing Deductible‡
a woman applying for a home insurance quote over the phone

Get a Home Insurance Quote Instantly

Getting home insurance quotes through the AARP Homeowners Insurance Program from The Hartford is quick and easy. Every house is unique and The Hartford representatives can customize a homeowners insurance quote that helps protect your investment at a price that fits your budget.

After selecting the options and benefits that are right for you, take advantage of savings and credits from your AARP membership to lower your homeowners insurance rates when you get an insurance estimate. Bundle your home and auto insurance with The Hartford to save even more on your quote through the AARP Auto and Home Insurance Program from The Hartford.
home insurance coverages explained

AARP Home Insurance 101

Learn more about AARP Home Insurance from The Hartford in this video.

Get a Homeowners Insurance Quote in Three Easy Steps:

  1. Head to our online quote tool
  2. Provide us with details about you and your property
  3. Receive and review your homeowners insurance policy quote
Easily save your quote to review at a later time. If you have any questions during the quoting process, we can answer them. Call us at 800-409-0638 to speak to a representative.
 
 

Get a Homeowners Insurance Quote for Additional Coverage Options

Not all homeowners have the same insurance needs, so you may want to consider adding home insurance coverages to your policy for extra protection.
 

Other Structures Coverage

Other structures coverage helps cover losses if detached structures on your property are damaged.
 

Personal Property Coverage

Personal property coverage helps protect your personal belongings against damage from a covered loss. With this insurance, your furniture, clothing and appliances are all covered.
 

Dwelling Insurance Coverage

Dwelling insurance coverage helps pay the replacement cost to rebuild your home and its attached structures if they’re damaged by a covered loss like fire, lightning or smoke.
 

Home Insurance Quotes for Additional Property Types

a couple that just got a quote for homeowners insuranceNo matter what type of home you live in, having the right coverage for your property is essential. With the AARP Homeowners Insurance Program from The Hartford, we help protect many types of properties through condo, renters and rental property insurance.
 

Condo Insurance

Condo insurance can provide the coverage you need to protect your one-of-a-kind home.
 

Landlord Insurance

If you’re a landlord, landlord insurance can help protect your rental property. For example, if your rental unit is damaged by a covered loss, this insurance can help pay the cost to repair or rebuild the unit.
 

Renters Insurance

If you’re renting a home, condo or apartment, you can get renters insurance to help protect yourself and your personal belongings.

Top Homeowners Insurance Quote Questions

If you have already completed the quote process and have received a homeowners insurance estimate, you can retrieve your saved quote. If you have any difficulty or run into issues retrieving your quote, please call The Hartford at 877-422-2345.
The Hartford values the safety and security of our customers’ personal information. Our site is VeriSign certified and we take additional measures to ensure your home insurance quote information is kept secure. Learn more about our privacy policy and how we secure your personal information.
You do not need to be an AARP member to get a homeowners insurance quote through the AARP Homeowners Insurance Program from The Hartford. But in order to purchase a policy, AARP membership is required.
The Hartford is the only AARP approved provider of auto and homeowners insurance. We’ve proudly offered AARP members auto and home insurance since 1984.
Once you purchase your homeowners insurance policy, The Hartford will send you a copy of your homeowners insurance declaration page that details your coverages, premium, deductibles, discounts and more.
Your home is a big investment. Having good homeowners insurance can give you the peace of mind to know that it’s protected. In some cases, home insurance may also be required by those who have a financial interest in your home, like mortgage lenders.
In general, most homeowners insurance policies cover your home and its permanent structures if they’re damaged in situations like:
 
  • Fire
  • Wind
  • Lightning
However, the best way to know what homeowners insurance coverage you have is to review your policy.
There are some events that standard homeowners policies do not cover, including:
 
  • Earthquakes
  • Flooding (needs to be covered separately by flood insurance)
  • Maintenance issues
a man applying for quotes for home insurance on a tablet

Homeowners Insurance in Plain English

Quick answers and easy-to-understand homeowners definitions written with you in mind.
 
To learn more, read through our homeowners insurance definitions page.
 
 
Last Updated: January 12, 2026
** Average annual savings are based on information reported by customers who switched to The Hartford’s newest rate plan between 9/1/24 and 8/31/25. Average auto insurance savings $597 and average home insurance savings $366. Your savings may vary. Rate differences for AARP members and non-members vary by state and AARP membership tenure. Auto/Home discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance program from The Hartford. The Hartford does not write new business in all areas, including the states of CA and FL.
 
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
 
§§ Terms and conditions apply.
 
‡ Terms and conditions apply. Accident Forgiveness and the Disappearing Deductible are not available to CA policyholders.
 
‡‡ Terms and conditions apply. Availability varies by state.
 
‡‡‡ Based on one car and driver; individual rate/premium/savings will vary based on actual coverage selections and characteristics of vehicle(s)/driver(s).
 
Additional disclosures below.
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