Equipment Breakdown Coverage

Equipment Breakdown Coverage: An Alternative to Your Home Warranty

Equipment Breakdown Coverage is an additional coverage that can be added to your homeowner, condo or renters policy with The Hartford. It provides protection for items such as your home’s appliances, furnace or HVAC system in case of an electrical or mechanical breakdown. It can also cover additional charges to expedite repairs or replacement when needed.
 

Why Is Equipment Breakdown Coverage Valuable?

This coverage is an inexpensive way to protect your home’s mechanical systems and appliances which can be very costly to repair out of pocket. With this additional endorsement, all you pay is your deductible and The Hartford pays to repair or replace your machinery.
 
Equipment Breakdown Coverage can be a great alternative to a home warranty. It provides added protection not included in a basic homeowners policy and peace of mind, knowing that you are prepared for the unexpected.
 
 
Insurance Coverage availability varies by state.
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.

The AARP Automobile & Homeowners Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. In California, the Program is underwritten by Hartford Underwriters Insurance Company. In Washington, the Auto Program is underwritten by Hartford Casualty Insurance Company, and the Home Program is underwritten by Trumbull Insurance Company. In Michigan, the Auto and Home Programs are underwritten by Trumbull Insurance Company. In Minnesota, the Auto Program is underwritten by Sentinel Insurance Company, and the Home Program is underwritten by Trumbull Insurance Company. In Pennsylvania, the Auto Program is underwritten by Trumbull Insurance Company, and the Home Program is underwritten by Hartford Underwriters Insurance Company. Homeowners product is not available in all areas, including the state of Florida. Specific features, credits and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify. The program is currently unavailable in Massachusetts, Canada and U.S. Territories or possessions.

1 In Texas, the Auto Program is underwritten by Southern County Mutual Insurance Company through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company. The Home Program is underwritten by Trumbull Insurance Company.