Other Mirrors and Windows: Protecting Every Surface
In addition to the windshield, it’s important to protect the other mirrors and windows in your car.
- Side mirrors: Vulnerable to road debris and close quarters parking.
- Rear windows: Usually tempered, so once cracked, they require full replacement.
- Driver/passenger windows: Can chip or scratch, especially if dust or ice gets trapped in the window tracks.
Small chips (under a quarter in size) are typically fast to fix. Repairing the windshield quickly can also help prevent spreading. Many insurers waive your deductible for a repair, but this varies by policy.
Longer cracks or deeper chips, especially ones directly in the driver’s line of sight, usually will require a complete windshield replacement. If Advanced Driver Assistance System (ADAS) cameras are affected, recalibration will likely be needed as well.
When it comes to contacting your insurance company to help, it all depends on personal preference and the problem at-hand.
| Consider Filing a Claim If … |
Consider Paying Out-of-Pocket If … |
| The crack is large or spreading fast |
Repairs are inexpensive |
| Damage impairs visibility |
Damage is minimal |
| The cost of replacement is high (especially for vehicles with sensors) |
The price to fix yourself is more cost-effective than going through insurance |
If you’re wondering
how much a windshield replacement costs,
national averages show a wide range, typically $300 to $600 for standard vehicles and $1,200 or more for cars equipped with ADAS or specialty glass, depending on sensors, recalibration needs and glass type.