Workers’ Compensation Definition & FAQs

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Workers’ Compensation Definition

Workers’ compensation insurance is a type of business insurance that provides benefits to employees who suffer work-related injuries or illnesses. Specifically, this insurance helps pay for medical care, wages from lost work time and more.
 
Workers’ Compensation Definition Workers’ compensation insurance benefits can vary by state. Visit our workers’ compensation state pages to see what workers’ comp regulations and requirements exist in your state.
 
Workers’ compensation coverage helps protect your business in three ways. These include: covering employee illnesses and workplace injuries, protecting your business from lawsuits, keeping your business compliant with state regulations. For a complete workers’ comp definition, visit our what is workers’ compensation insurance page.
 
 

Workers’ Comp Claim FAQs

 
 

Costs & Rates FAQs

 
 

Workers’ Compensation for Employers FAQs

 
 

General Workers’ Compensation FAQs

 
Certain coverages vary by state and may not be available to all businesses. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. In TX, this insurance is written by Sentinel Insurance Company, Ltd., Hartford Casualty Insurance Company, Hartford Lloyd’s Insurance Company, Property and Casualty Insurance Company of Hartford, Hartford Underwriters Insurance Company, Twin City Fire Insurance Company, Hartford Accident and Indemnity Company and Hartford Fire Insurance Company. In CA by Sentinel Insurance Company, Ltd. (CA license # 8701) and its property and casualty insurance company affiliates, One Hartford Plaza, Hartford, CT 06155.
 
The Hartford® is The Hartford Financial Services Group, Inc. and its property and casualty subsidiaries, including issuing company, Hartford Fire Insurance Company. Its headquarters is in Hartford, CT.