Wholesale Distribution

Who We Serve

We have a broad appetite for wholesale-distributors.

Our Appetite

Our appetite includes a variety of durable goods and non-perishable non-durable goods, including:
  • Apparel and Accessories
  • Electrical Goods
  • Electronics Parts and Equipment
  • Machinery, Equipment and Supplies
  • Professional and Commercial Equipment
  • Hardware
  • Motor Vehicle Parts and Accessories
  • Paper Products, Office Supplies

Our Solution

  • Property:
    • Specialized Property Insurance coverages for Wholesale- Distributors, including specified limits for Utility Service Interruption, BPP at Unnamed Premises, Transit Coverage, Brands and Labels included in BPP, Crime and Worldwide Dependent Property (when business interruption coverage is provided)
    • Equipment Breakdown coverage
    • Optional Business Income coverage
  • General Liability:
    • Broad Products Liability appetite
  • Product Recall Expense coverage
  • Workers Compensation
    • XactPAY (self-reported payroll) premium billing option
  • Commercial Auto
  • FleetAhead service for auto fleets, combining telematics with risk engineering consultation
  • Umbrella
  • Marine coverages, including Shipper’s Interest, Warehouse Legal Liability & Ocean Cargo
  • Multinational coverage

Why Choose The Hartford

  • The Hartford has a long history of serving wholesale clients, and our products can be tailored to help you meet their needs.
  • Our Risk Engineering team provides risk management services designed to help businesses create the safest work environment possible for their employees. A safe work environment often leads to a more profitable business and our team helps evaluate businesses’ risk exposures, prepares them to handle a loss event, and trains their workforce in safety best practices.
  • Our Claims team has specialized claims handlers for specific coverages, as well as value-added programs such as Return-to-Work.

Who To Contact

Contact your local Hartford rep or email us at mmsc@thehartford.com.