Comprehensive Product Offerings, All in One Place
We provide tailored insurance solutions to help business and professional services firms manage complex risks. Our coverage options are designed to help reduce exposure and deliver confidence, including:
Our Coverages
Property Choice®
Property Choice® helps protect a firm’s buildings, facilities and business equipment. You can work with your agent or broker to customize coverage to fit your specific needs, including:
- Accounts Receivable
- Direct and Indirect Contingent Business Income
- Utility Services Interruption
- Business Travel – Business Personal Property
- Fine Arts
- Miscellaneous Unnamed Premises
Optional additional coverages are available such as Cloud Computing Services, Professional Employee Replacement Expense and Business Personal Property at Remote Worker Locations.
General Liability Choice®
General Liability Choice® helps protect firms from claims of bodily injury and property damage.
Workers’ Compensation
Workers’ Compensation insurance helps a firm’s employees recover from work-related injuries or illnesses.
Our return-to-work program can help your employees recover from injury and get back to work faster. And we also offer optional coverages to increase employers’ liability limits and waiver of subrogation.
Cyber Liability
Cyber Liability insurance helps businesses prepare for, respond to and recover from a cyberattack or data breach.
Umbrella and Excess Liability
Umbrella and Excess Liability coverage helps provide worldwide coverage and limits up to $25 million.
Multinational Choice
Multinational Choice helps protect firms from losses and claims in over 220 countries. Regular business insurance doesn’t provide coverage outside the United States.
Miscellaneous Professional Liability
Miscellaneous Professional Liability coverage helps safeguard against financial loss to an insured resulting from actual or alleged professional negligence in their performance of covered professional services to others.
Our coverage includes:
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A limit of up to $5,000,000
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50/50 softened hammer clause
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Punitive damages, where allowed by law
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Personal injury coverage, including mental anguish or emotional distress
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Subsidiary coverage
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Disciplinary proceedings coverage
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Defense for fraud, dishonest or intentional acts
Identifying Risks Before They’re a Problem
Our risk engineering team can help find and fix issues before they become a problem. Our specialists use a variety of resources to help make businesses safer, including:
- Ergonomic evaluations
- Business continuity planning
- Emergency preparedness
- Premises safety
- Advice on contractual risk transfer
- Resources for controlling losses and limiting exposures
Exceptional Claims Service Dedicated to Business and Professional Services
Our experienced claims and legal assistance teams take a timely, proactive approach to handling claims. We offer these exceptional resources:
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Specialized ClaimPlus Teams focus on serving large customers with tailored claims handling while consulting experienced adjusters for complex cases.
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Track Risk. Explore Opportunities (TREO) is a risk management information system designed to simplify claims management and effectively lower loss costs.