Technology Insurance for Midsize and Large Businesses

A technology worker stands in a server room

Technology Business Insurance, Built for Growth and Change

Our approach to technology insurance starts with understanding how technology businesses operate today — and where they’re headed next. With clear appetite, experienced underwriting and aligned teams, we help support better decisions across complex technology risk.
 
A technology worker stands in a server room

Technology Insurance That Starts With the Right Questions

Even well‑run technology companies can face unexpected exposures as they build, develop or deliver products and services. Our technology‑focused insurance solutions are structured with change in mind, helping address technology risk from core operations through more complex stages of growth.

Experience Across the Technology Industry

With a wide range of customers in the technology industry, we have experience working with:
 

Software and Information Technology Services

Technology companies focused on the development, implementation and support of software driven solutions.
 
Typical operations include:
 
  • Software and SaaS providers
  • Web based platforms and hosted applications
  • Computer programming and system development
  • Technology consulting and implementation services
  • Digital marketing and technology enabled business services

Electronics and Technology Manufacturing

Companies engaged in the design, manufacturing or assembly of electronic products and components.
 
Typical operations include:
 
  • Consumer and professional audio/video equipment
  • Communication and networking hardware
  • Electronic components and subassemblies
  • Printed circuit boards and integrated systems
  • Specialized technology manufacturing

Media, Publishing and Content Platforms

Companies engaged in the creation, curation or distribution of content, including editorial, broadcast and digital media operations.
 
Typical operations include:
 
  • Radio and television broadcasting
  • Cable and subscription television services
  • Digital publishers and content platforms
  • Advertising supported and subscription-based media
  • Print and digital publishing organizations

Film, Video and Entertainment Production

Content driven organizations focused on entertainment production and distribution.
 
Typical operations include:
 
  • Motion picture and video production
  • Post‑production and related creative services
  • Film, video and media distribution activities

Telecommunications Infrastructure and Network Services

Companies that provide the transmission, connectivity and network infrastructure that enables voice, data and wireless communications. These businesses deliver the “pipe,” not the content.
 
Typical operations include:
 
  • Wireless and radiotelephone service providers
  • Wireline, fiber and VoIP communication services
  • Data transmission and messaging networks
  • Satellite and specialized communication services
  • Network and carrier services without editorial control

Strengthening Protection Across the Technology Lifecycle

We help technology companies address exposures that can affect their employees, systems and operations. Our industry‑focused protection supports companies as they grow and adapt, including:
The Hartford’s FailSafe professional, cyber and media risk policies address a broad array of coverage needs like:
 
  • Professional Liability Coverage for Errors and Omissions
  • Data Privacy and Network Security Liability Coverage
  • Media Liability
  • Breach Expenses
  • Extortion
  • Business Interruption and Loss
  • Cyber Crime
Property Choice® helps protect buildings, facilities and business equipment. It also includes valuable coverage extensions such as:
 
  • Direct and indirect contingent business income
  • Business personal property at remote worker locations
  • Cloud computing services
  • Professional employee replacement expense
  • Telecommunications transmission and distribution property
  • Protection for computer equipment, media and data, and utility services interruption
Multinational Choice helps protect manufacturers from losses and claims in over 200 countries. Regular business insurance doesn’t provide coverage outside the United States.
BTA insurance provides comprehensive accident protection to employees who travel on business.

Looking for Small Business Solutions?

Technology companies of all sizes need unique coverages and support. For smaller organizations seeking tailored protection and resources, visit our dedicated small business page.
Person sitting at a computer

Taking the Risk Out of Risk Management

When technology operations change quickly, preparation matters. Our risk engineering specialists are trained to understand the operational and safety considerations unique to technology businesses and support risk‑aware decision‑making across evolving environments.
 
Services include:
 
  • Emergency preparedness
  • Ergonomic evaluations
  • Free technical information papers (TIPS)
Person shuffling paperwork

Exceptional Claims Service Dedicated to Technology Businesses

When a loss occurs, experienced claims teams familiar with technology exposures can move quickly, helping support a more timely and efficient resolution. 
 
  • Specialized ClaimPlus Teams focus on serving large customers with tailored claims handling while consulting experienced adjusters for complex cases.
  • Track Risk. Explore Opportunities℠ (TREO) is a risk management information system designed to simplify claims management and effectively lower loss costs.

Insights To Help Navigate Technology Industry Risks