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Popular Business Insurance Solutions to Meet Your Needs
Business insurance, also known as commercial insurance, helps protect business owners from unexpected losses.
Get a business insurance quote to learn more. For the last 50 years, we’ve helped countless companies and their employees. In fact, more than 16,000 of them have given us a 4.8 star claims rating.*
There are many types of insurance policies that protect the company you’ve worked hard to build, including coverage for business property damage, legal liability and employee-related risks.
Business insurance can also help replace lost wages if your employees have a work-related injury or illness and need time to recover.
Business insurance can also help replace lost wages if your employees have a work-related injury or illness and need time to recover.
Importance of Business Insurance Coverage
In most states, your business needs certain coverages, like workers’ compensation insurance and unemployment insurance to operate. Workers’ comp helps your employees if they suffer a work-related injury or illness by helping pay their medical expenses and missed wages while they recover.
Liability insurance is also important because it helps pay the legal fees associated with lawsuits filed against you. Without these coverages protecting your business, you’ll have to pay out of pocket for claims.
Choose the Best Business Insurance Options
Top Recommended Insurance for Business Owners
To protect your business’ property, income and financial assets, you’ll want a Business Owner’s Policy (BOP), which combines important coverages into one, including:
Business property insurance for help covering the costs to repair or replace your business’:
- Physical locations
- Tools
- Computers
- Inventory
- Accounts receivable
General liability insurance to help protect your business from liability claims, like:
- Bodily injury
- Property damage
- Advertising mistakes
Business income insurance, also known as business interruption coverage, can help replace revenue if you can’t open your business because of damage caused by things like fires, destructive winds or burglaries.
Depending on the unique needs of your company, you can also add other business coverages to customize your protection.
Looking for Business Insurance Coverage?
The Hartford makes it easy to get business insurance quotes online.
Business Insurance in My State
Select a state using the map or dropdown menu. Note: Coverage is not available in all states. Or you can browse coverages. Or you can browse All States Business Insurance coverages.
Business Insurance That Can Be Tailored to Your Business Needs
Our specialists are here to help ensure you have the right kind of business insurance, made to meet your company’s unique needs.
The Hartford Business Insurance: Trusted Experience
Many insurance companies offer the same coverages, but finding one that truly has your back can make all the difference. For more than 200 years, we’ve helped over 1 million businesses like yours prevail through the unexpected. Today, we’re honored to be a trusted insurance company for businesses of all sizes. In fact, The Ethisphere Institute has named us a World’s Most Ethical Company® 12 times.**
See how we can help protect your business by getting a business insurance quote today.
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