Does AARP Have Good Car Insurance?

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Top 5 Reasons Why the AARP Auto Insurance Program From The Hartford Is a Good Deal

The Hartford has offered special benefits to nearly 40 million AARP members since 1984. The AARP® Auto Insurance Program from The Hartford1 helps protect AARP members and their families on the road.
 
With the AARP Auto Insurance Program from The Hartford, members can enjoy:
 
  1. Custom coverages – The AARP Auto Insurance Program from The Hartford offers various coverages to help AARP members. This includes new car replacement,§§ a 24/7 car insurance claims hotline, and additional coverages to help protect you and your car while you’re on the road.
  2. Affordability – AARP members can qualify for a savings of up to 10% just for being an AARP member.
  3. Personalization – Every driver is unique. Car insurance policies should address each driver’s unique needs. We understand that and can help you find the right coverage for you and your family.
  4. Discounts – You can save money if you complete a defensive driver course or pay your policy in full. You can also save on your premium by bundling your home and auto insurance.**
  5. A top-rated claims team – Accidents happen. And when they do, they can be costly. We stand behind you at every interaction, especially at the time of loss. Our claims team has received high ratings and reviews for helping members through the claims process. They’re known for getting cars back up and running.

How Does the AARP Auto Insurance Program From The Hartford Compare to Others?

Car accidents can be costly. Car insurance can help cover different costs if you’re involved in an accident. Without it, you may be on the hook financially to pay for repairs, property damage, or any medical payments for bodily injuries. This is why it’s important to get the right amount of coverage and to work with the best company.
 
The Hartford offers excellent customer service and an easy-to-navigate claims process. Insurance specialists from The Hartford can help answer your questions. They can also help you get the right policy with the right coverages.
 
If you’re in an accident, The Hartford’s claims team is here to help walk you through what you need to do. If your car needs to be repaired, The Hartford can also help you find an authorized repair shop. Our goal is to get you back out on the road as quickly as possible and to protect the lifestyle you’ve created.
 
The Hartford is also the only national auto and home insurance program endorsed by AARP. The Hartford’s industry-leading products and reputation for great service sets us apart. And we’ll have your back if the unexpected comes. Our goal is to get you back on the road.
 

Questions Asked to Representatives About the AARP Auto Insurance Program From The Hartford

A car insurance policy can help protect you and your family if you’re involved in an accident. It can help cover the costs of property damage and bodily injuries. It’s important to know how much coverage you have, so you know you and your family is protected.
 
Here are a few frequently asked questions:
 
  • Do You Have to Have Car Insurance? Most states require drivers to carry car insurance. There are minimum coverage requirements that vary by state. But that doesn’t mean you should just buy the minimum coverage. Consider buying a higher level to get more protection for you and your family.
  • How Do I File a Car Insurance Claim? You can report a car insurance claim online or reach The Hartford by phone at 800-243-5860. Representatives are available 24/7. Our claims team is also ready to help you as soon as you file a claim. They’ll guide you throughout the whole process.
  • What Types of Car Insurance Coverages Should I Have? The Hartford offers multiple coverages you can add to your car insurance policy. These can range from medical payments coverage to personal umbrella insurance. Our specialists can help you determine the right coverages to meet your needs.
  • How Much Is Car Insurance? Different factors affect a car insurance premium. Your gender, marital status, location, claims history and driving record all play a role in how much you’ll pay for your insurance premium. Talk to an agent or get a quote today to find out how much you may be able to save with a car insurance policy from The Hartford.
  • Do You Have New Car Replacement Coverage? The AARP Auto Insurance Program from The Hartford offers new car replacement coverage. This coverage helps replace your new car if you total it - with no deduction for depreciation.§§

Receive Great Rates and Rewards With the AARP Auto Insurance Program From The Hartford

We offer no obligation and no cost quotes. Here’s how you can learn more about the AARP Auto Insurance Program from The Hartford:
 
  • Get an online car insurance quote. It’s quick, easy, and you can pay with your credit card.
  • Call 888-413-8970 to speak with an insurance specialist from The Hartford.

The Bottom Line

Does AARP Have Good Car Insurance? Car insurance policies are as unique as each driver. Coverage needs differ from driver to driver. With the AARP Auto Insurance Program from The Hartford, you can have peace of mind knowing we’ve got your back.
 
With the AARP Auto Insurance Program from The Hartford, you and your family can enjoy special:
 
  • Benefits
  • Discounts
  • Rates
  • Personalized car insurance policies
We’re here to help AARP members. And if you’re involved in an accident, we’ll help you through the claims process and to get you and your car back on the road.
 
** Automobile/Homeowners discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance Programs from The Hartford. The homeowners product is not available in all areas, including the state of Florida.
 
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
 
§§ Terms and conditions apply.
 
‡ Terms and conditions apply. Accident Forgiveness and the Disappearing Deductible are not available to CA policyholders.
 
‡‡ Terms and conditions apply. Availability varies by state.
 
Additional disclosures below.
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.

The AARP Automobile Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ by Hartford Insurance Company of the Southeast; in CA by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MN, by Sentinel Insurance Company; and in MA, MI and PA, by Trumbull Insurance Company. The AARP Homeowners Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in CA by Property and Casualty Insurance Company of Hartford; in WA, MI and MN, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Hartford Underwriters Insurance Company. Not available in all states, including FL. Specific features, credits and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.

1 In Texas, the Auto Program is underwritten by Southern County Mutual Insurance Company through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company. The Home Program is underwritten by Trumbull Insurance Company.

* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.
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